Yogaraj Jayaprakas

Senior Vice President and Chief Technology & Digital Officer, Deluxe

Search every verified Yogaraj Jayaprakas interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Yogaraj Jayaprakasam, Senior Vice President and Chief Technology & Digital Officer at Deluxe, has discussed the company's evolution beyond its legacy as a check-printing business, stating that Deluxe now conducts research and development to deliver what is best for its customers. He noted that 90% of Deluxe's applications are now cloud-native, residing on public cloud, private cloud, or SaaS platforms, and that this shift has made products more secure and accelerated the speed of product creation and delivery. Jayaprakasam also described the use of generative AI to modernize legacy systems into a modern code base, while being thoughtful about the outcomes and experiences for employees and customers. Regarding industry trends, Jayaprakasam said that generative AI, embedded payments, and real-time payments will shape the fintech sector and provide opportunities for Deluxe to evolve its value proposition in payments and data. He characterized AI as a "big wave" that requires rethinking business processes through first-principle thinking, and acknowledged that while AI often evokes fear due to its rapid pace, he personally views it as an opportunity for outsized success. Jayaprakasam emphasized a value-based approach to innovation, describing it as a "team sport" where ideas are evaluated for their problem-solving potential.