Panel discussion on sustainable wealth creation with Emami Group_PartIII

Don't mistake: you must repay those you borrowed from. Return the money on time. Corporate governance means arranging your balance sheet and profit-loss clearly—no shortcuts for uncle traders or businessmen. If you want to go public, you must genuinely embrace governance; otherwise don't. As a public company, you are a trustee of shareholders' money, not the owner. I always say: if you sell fruit, you are not the owner—the buyer is. Your duty is to serve him properly. Never trouble him. What is corporate governance? The investor is the creator; they put in their hard-earned money. We know well that share prices can move—that's insider trading. Nirmal ji knows it too; we must avoid that. Many such acts damage society and the poor. A successful businessman must balance five pillars: first, family—if family is weak, you are ruined. Second, wealth—but not like a saint ignoring family. Third, health. Fourth, society—if you are dishonest, drinking and partying, your balance is weak. Fifth, philosophy and practicality—Mr. Chopra here is wise; I hope he agrees. Beyond these five, no sixth point for happiness exists. So my message: corporate governance is about balance in everything. Our board meetings and audit committee meetings run long because we are careful about internal controls. Our policy: treat shareholders' money as a loan to us. When you remember it's a loan, not your money, you are very particular.