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Joseph Lubin
Joseph Lubin
CEO & Founder, Consensys
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Joe Lubin on Turning MetaMask into a Self-Sovereign Neobank

📅 Feb 19, 2026 CoinDesk 8 MIN 225 VIEWS 19 SEGMENTS · 2 SPEAKERS
Ethereum co-founder and Consensys CEO Joseph Lubin joined CoinDesk Live from Consensus Hong Kong to discuss the evolution of MetaMask. Lubin explained how MetaMask is transitioning from a wallet into a "personal” neobank—a fully featured financial services platform that users own and control directly from their devices. He detailed the integration of institutional-grade features, including tokenized equities through Ondo Finance, prediction markets, and debit cards, all aimed at bridging the gap between decentralized finance and the traditional financial world. - #cryptocurrency #digitalfinanc...

Questions asked in this interview

4
  1. 0:08We are coming to you from Consensus Hong Kong with our next guest, founder and CEO of Consensus and co-founder of Ethereum, Joseph Lubin. Joe, how's it going?
  2. 0:23How are you experiencing the event so far?
  3. 4:41If you could go back to when you first started, is this what you would have imagined?
  4. 6:25Do you think that is going to, how do you think that's going to position Ethereum as we move forward and we move closer to this larger quantum threat or the quantum risks?
Host 0:08 ↗
If you're just joining us now, this is Coindesk Live brought to you by Hex Trust. We are coming to you from Consensus Hong Kong with our next guest, founder and CEO of Consensus and co-founder of Ethereum, Joseph Lubin. Joe, how's it going?
Joseph Lubin 0:21 ↗
Great. Thanks for having me.
Host 0:23 ↗
Thanks for being here. Welcome to Consensus Hong Kong. Very excited to have you here. Just talk to us about what you've been up to. How are you experiencing the event so far?
Joseph Lubin 0:33 ↗
So got here 3 days ago. Hong Kong feels to me a bit like it did quite a lot like it did pre-COVID. I haven't been here in the last few years. I've been attending different events, interviews, lots of meetings. And this morning is the first time I've been walking the floor and very, very trady, which is great. Which is I think the theme that we at Consensus are experiencing in America. So we're interacting with and building with lots of financial institutions in addition to doing what we do normally, which is build out MetaMask and other products and essentially serve the real decentralized protocol ecosystem for retail.
Host 1:25 ↗
I think I saw a photo of you on social media with Tom Lee.
Joseph Lubin 1:27 ↗
Yep.
Host 1:29 ↗
We shared it on the air earlier today. It was in New York City, actually.
Joseph Lubin 1:32 ↗
Oh, was that in New York? Yeah, we saw each other at JFK on the way here. We're actually on the same flight, which is probably not something that should be allowed because...
Host 1:42 ↗
Yeah, the two pillars of Ethereum on the same flight. Seems like a risk.

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Cite this transcript

APA, MLA, BibTeX
APA

Lubin, J. (2026, February 19). Joe Lubin on Turning MetaMask into a Self-Sovereign Neobank [Interview transcript]. CoinDesk. CEOInterviews.AI. https://ceointerviews.ai/interview/714154/

MLA

Joseph Lubin. "Joe Lubin on Turning MetaMask into a Self-Sovereign Neobank." CoinDesk, 19 Feb. 2026. Transcript, CEOInterviews.AI, https://ceointerviews.ai/interview/714154/.

BibTeX 
@misc{lubin2026_714154,
  author       = {Joseph Lubin},
  title        = {Joe Lubin on Turning MetaMask into a Self-Sovereign Neobank},
  howpublished = {Interview transcript, CoinDesk. CEOInterviews.AI},
  year         = {2026},
  month        = {feb},
  url          = {https://ceointerviews.ai/interview/714154/},
  note         = {Speaker-attributed transcript with timestamps}
}