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Charles Hoskinson on real world assets

From Charles Hoskinson Explains Why Crypto Privacy Is a Disaster · · Gamma Prime

“10 trillion dollars of assets want to work their way into the cryptocurrency space. So, how do you automate the KYC? How do you automate the AML? How do you go from like when we went from contracts to smart contracts, from compliance to smart compliance?”

Charles Hoskinson
CEO, IOHK
Policy Impact real world assetscomplianceKYC/AML

On , Charles Hoskinson, CEO at IOHK, spoke about real world assets during Charles Hoskinson Explains Why Crypto Privacy Is a Disaster on Gamma Prime.

Charles Hoskinson Explains Why Crypto Privacy Is a Disaster
Watch on YouTube at 2:37
Charles Hoskinson Explains Why Crypto Privacy Is a Disaster
Gamma Prime
Watch on YouTube at 2:37
Charles Hoskinson Explains Why Crypto Privacy Is a Disaster As privacy, compliance, and institutional adoption become the next battlegrounds in crypto, the industry is facing a major question: can blockchain become both user-friendly and regulation-ready without sacrificing decentralization? In this conversation, Charles Hoskinson explains why the next generation of crypto infrastructure will revolve around privacy, wallet abstraction, automated compliance, and fair token distribution - while arguing that retail-driven ecosystems may ultimately outperform VC-backed networks. He explains: • Why Charles Hoskinson believes privacy must be treated as a “holistic system” rather than just a single ZK solution • The “waterproofing” analogy for crypto privacy and why most existing systems still have critical vulnerabilities • Why enterprise adoption of blockchain has struggled despite years of pilots from companies like Microsoft, Sony, and Toyota • How wallet abstraction and chain abstraction could make crypto as simple as using Face ID or entering a PIN • Why Midnight is being positioned as a “fourth-generation cryptocurrency” focused on usability, privacy, and compliance • How users could eventually pay seamlessly across Bitcoin, Ethereum, Cardano, stablecoins, and multiple ecosystems simultaneously • Why smart compliance may become one of the biggest unlocks for tokenized real-world assets (RWAs) • How automated KYC and AML systems could replace large parts of today’s compliance infrastructure • The idea that “settlement is compliance” in blockchain-native financial systems • Why Hoskinson believes more than $10 trillion in assets could eventually move on-chain • How Midnight was built without venture capital funding and why that enabled a fairer token distribution model • Why Hoskinson argues that “retail beats institution” in crypto markets over the long term 00:00 Intro 00:08 Cardano Founder Reveals the Future of Privacy and RWAs 03:30 Cardano Founder Explains Why VC Crypto Is Broken 07:10 Retail Beats Institutions Every Time Follow Gamma Prime: X - https://x.com/GammaPrime_Fi Instagram -   / gammaprime_com   Tiktok -   / gammaprimefi   Website - https://gammaprime.com/ Music provided by Soundridemusic Watch:    • No Copyright True Crime Investigation Tens...  
Charles Hoskinson

About Charles Hoskinson

CEO · IOHK

Charles Hoskinson, the CEO of Input Output Global and founder of Cardano and Midnight, has been active in multiple public appearances discussing blockchain governance, privacy, and the integration of cryptocurrency with artificial intelligence. In a January 2024 LinkedIn Live interview, he described blockchain technology as a "management layer" for business and a means to "preserve human rights moving into the 21st century," and argued that the ESG movement would be a key driver of blockchain adoption. In subsequent interviews throughout 2025 and 2026, Hoskinson has focused on promoting Midnight, a privacy-focused blockchain he describes as a "fourth-generation cryptocurrency." He has stated that Midnight's design includes a dual-tokenomics model and aims to provide "rational privacy" through selective disclosure, allowing users to prove properties about themselves without revealing all their data. Hoskinson has also been vocal about regulatory and governance issues. In multiple appearances, he criticized the U.S. Clarity Act, arguing that its language could be used by regulators to classify most cryptocurrencies as securities. He has expressed disappointment with Ethereum's current trajectory and contrasted Cardano's on-chain governance system, where ADA holders have a vote, with Bitcoin and Ethereum, where he says holders have "no say." He has also warned about the potential for quantum computers to break Bitcoin's encryption, stating that the threat is "coming much faster than everybody is anticipating." Additionally, Hoskinson discussed his involvement in a healthcare venture in Wyoming, Hoskinson Health, which he said he co-founded with his father and brother, and which he described as a 70,000-square-foot facility that served 22,000 patients before being shut down due to financial losses and lack of government support.

Profile compiled from Charles Hoskinson's verified public interviews and appearances. See all quotes & transcripts →

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