From Physical AI Economics at 20M Unit Scale - Assurant Case Study at Avataar Dialogues USA · · Avataar Venture Partners
“I personally manage and control that budget of course there are people 10 times smarter than me who are actually doing the real work and we hired those people to to bring them on board uh and we continue to build it and I'm still I think the the motherhood Mothership IT team has stopped fighting me on wanting to take that team over. Uh we keep them over there with very little overhead and working very nimble ways.”
On , Biju Nair, Executive Vice President & President of Global Connected Living at Assurant, spoke about organizational structure during Physical AI Economics at 20M Unit Scale - Assurant Case Study at Avataar Dialogues USA on Avataar Venture Partners.
Biju Nair, Executive Vice President & President of Global Connected Living at Assurant, appeared on the All Things Circular podcast in December 2025. During the episode, Nair discussed the evolution of device trade-in programs and the circular economy. He stated that since the inception of such programs, 197 million devices have been repurposed, $23.7 billion has been returned to consumers through trade-ins, 39,000 metric tons of e-waste have been diverted from landfills, and 10.3 million metric tons of CO2 emissions have been avoided. Nair also emphasized the importance of data as the fuel for AI and advised that learning AI should be domain-specific, particularly in areas like reverse logistics. Nair also commented on digital product passports, saying he is "waiting and watching to see how much value [they] will add other than the regulatory pressure." He noted that while some regulation makes sense, there is also regulation "for the sake of regulation" that may not accomplish its goals, and questioned whether Europe will continue to be as heavily regulated given changing political landscapes.