🔊CEOInterviews

Abhinav Asthana on REIT regulation

From On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust · · Mala's Podcast

“One of the interesting parts of a REIT is I don't know if how many people know this that as a public company, if you're a shareholder of a REIT, uh we are required to pay 90% of our profits in dividends.”

Abhinav Asthana
Chief Technology Officer, REDWOOD TRUST INC
Policy Impact REIT regulationdividend policycorporate finance

On , Abhinav Asthana, Chief Technology Officer at REDWOOD TRUST INC, spoke about REIT regulation during On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust on Mala's Podcast.

On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust
Watch on YouTube at 9:04
On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust
Mala's Podcast
Watch on YouTube at 9:04
Abhinav Asthana, CTO of Redwood Trust, joins Mala Ramakrishnan to share his unconventional journey from early data science in Formula 1 to leading technology at a publicly traded real estate investment trust (REIT). In this candid conversation, Abhinav breaks down how technology drives real business outcomes in financial services, how private credit and non-qualified mortgages work, and why AI must tie directly to return on equity—not just automation metrics. He also shares insights from investing in early-stage AI startups through Redwood’s corporate venture arm, what founders get wrong when selling to financial institutions, and why solving “hard, boring problems” can create lasting economic moats. This episode is a must-watch for founders building in fintech, AI infrastructure, real estate tech, and regulated markets. ____________________________________________________ Timestamps: 00:00 Intro and Abhinav’s background 01:00 Early data science in Formula 1 02:30 From engineering to M&A at Wipro 03:40 Transition into product leadership 05:00 Building zero-to-one product strategy 06:10 Joining Redwood Trust as CTO 07:20 Understanding non-QM and jumbo mortgages 08:40 The evolution of private credit in housing 10:00 Corporate venture investing in AI startups 11:20 Check sizes and early-stage investment strategy 12:40 How REIT economics shape tech decisions 14:00 Why partial automation doesn’t cut costs 15:30 Moving humans up the value chain 16:40 Advice for founders selling into real estate 18:00 Homogeneity doesn’t exist in customers 19:20 Design partners and industry networks 20:40 Solve hard problems with economic moats 22:00 Why pricing power comes after market capture 23:20 Books that shaped Abhinav’s thinking 24:30 Growth mindset and lifelong learning ____________________________________________________ 🔗 Connect with Abhinav Asthana →   / abhiasthana   🔗 Connect with Mala Ramakrishnan →   / malaramakrishnan   🎧 Subscribe to the podcast Youtube:    / @mala-podcast   Spotify: https://open.spotify.com/show/1NIDE4c... Apple Podcast: https://podcastsconnect.apple.com/my-... Visit our Website: www.malaramakrishnan.com | www.founderscreative.ai
Abhinav Asthana

About Abhinav Asthana

Chief Technology Officer · REDWOOD TRUST INC

Abhinav Asthana, co-founder and former CEO of Postman, has taken on the role of Chief Technology Officer at Redwood Trust, a publicly traded real estate investment trust (REIT). In a February 2026 interview, he discussed his transition from early data science work in Formula 1 to leading technology at a financial services firm. He stated that as a tech leader, he evaluates technology based on its impact on GAAP earnings available for distribution and return on equity (ROE), adding that "there's no other math that matters." He also noted that as a REIT, Redwood is required to pay 90% of its profits in dividends and is regulated to invest only in the U.S. Asthana has continued to speak about the evolution of APIs and artificial intelligence. At the POST/CON 25 keynote in June 2025, he said that foundation models are "starting to feel pretty interchangeable" and that "the real action now isn't in the models, it's in how we use them," pointing to the rise of AI agents. He described APIs as "the execution layer of AI." In earlier appearances, he discussed Postman's growth from a side project to a company valued at $5.6 billion, used by about 35 million developers and half a million organizations. He stated that Postman's mission is to "create 100 million connected developers and bring the vision of an API first world to life." He has also advised founders that "caution is good but you cannot operate from a position of fear" and that companies must invest in growth rather than simply trying to survive.

Profile compiled from Abhinav Asthana's verified public interviews and appearances. See all quotes & transcripts →

More from Abhinav Asthana REDWOOD TRUST INC (RWT) Full Transcript Explore All Executives