Joseph Lubin on regulation
From Joseph Lubin: Ethereum, Bitcoin, and the Future of Finance. · · TF
“Regulation will likely be a much lighter weight and be more technological. So you can imagine that regulators will have people on staff who are very technical or they themselves will be technical and they will at least in the financial industry write software perhaps or write specifications for software. Possibly write test software so that if you're a financial service company you build your operating software so that it passes all the tests of the regulators and then it'll be nearly impossible to be out of compliance with the law.”
On , Joseph Lubin, CEO & Founder at Consensys, spoke about regulation during Joseph Lubin: Ethereum, Bitcoin, and the Future of Finance. on TF.
About Joseph Lubin
Joseph Lubin, CEO of Consensys and co-founder of Ethereum, discussed the tokenization of real-world assets and the future of decentralized finance in two recent appearances. In a June 2026 interview, Lubin stated that "decentralized trust" is "one of the most profound inventions in human history" and predicted "two massive waves of activity" in the ecosystem: "agentic finance" and traditional finance moving onto DeFi. He said Consensys is "ready to welcome our TradFi friends" and expects "hundreds of trillions of dollars of traditional securities to be tokenized on decentralized rails." Lubin described a future where "markets are going to be consolidated" and users can trade equities, bonds, and other instruments as tokenized assets without needing "differentiated markets for the different formats." In a 2024 fireside chat with Michael Arrington, Lubin said his thesis is that "the next super cycle will consist in the early phases of decentralized protocols and hybrid human machine intelligence." He argued that it "may be safer" to put money in "a blue chip DeFi protocol" than in banks that are "rapidly eroding purchasing power." Lubin also called for more "rigorously decentralized stable coins" based on ether or bitcoin, expressing concern about potential government interference with stable coin users. He noted that Consensys "chose the right token," raised $3 billion, and has "staked all of it, nearly all of it," describing the firm as "permanent capital, permanent long-term."