Ryan Mcinerney on artificial intelligence
From Visa Inc ($V) Q1 2025 Earnings Call · · Castify Earnings Call
“We deeply believe that AI is going to be a driving force that is going to change the way digital commerce works. And we have an amazing team of people that are working really hard to ensure that Visa plays a central and sustainable role in the next version of digital commerce.”
On , Ryan Mcinerney, CEO & Director at Visa, spoke about artificial intelligence during Visa Inc ($V) Q1 2025 Earnings Call on Castify Earnings Call.
About Ryan Mcinerney
Ryan McInerney, CEO of Visa, stated on the company’s Q2 2026 earnings call that Visa has become the "leading hyperscaler of payments globally." He discussed the company's strategy regarding agentic commerce, saying the limiting factor for it is trust, and that Visa's payment methods offer privacy and are integrated into the transaction flow. McInerney also addressed nationalism and sovereignty concerns in payments, describing them as a "long-standing feature of the payments landscape" that Visa has dealt with for decades. On the topic of stablecoins, McInerney said during the Q3 2025 call that Visa sees product-market fit in emerging markets with volatile local currencies and in cross-border money movement. He noted that Visa is supportive of the GENIUS Act, calling it a "key milestone on the path to regulatory clarity." On the Q4 2025 call, he reported that Visa now has more than 130 stablecoin-linked card issuing programs in over 40 countries, and that stablecoin-linked Visa card spend quadrupled year-over-year. McInerney also highlighted Visa's work on agentic commerce, stating the company is powering live agentic transactions and recently released a merchant agent toolkit.