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Patrick Gallagher on insurance pricing dynamics

From Arthur J. Gallagher & Co. ($AJG) Q3 2025 Earnings Call · · Castify Earnings Call

“When rates are coming down they opt in for more insurance. They buy more insurance. When rates are going up they opt out of it. So the actual we're actually seeing revenue increases in lines that are higher than what rate declines that we're seeing in it.”

Patrick Gallagher
Patrick Gallagher
Executive VP & COO, Arthur J Gallagher & Co
insurance pricing dynamicsconsumer behaviormarket trends

On , Patrick Gallagher, Executive VP & COO at Arthur J Gallagher & Co, spoke about insurance pricing dynamics during Arthur J. Gallagher & Co. ($AJG) Q3 2025 Earnings Call on Castify Earnings Call.

Arthur J. Gallagher & Co. ($AJG) Q3 2025 Earnings Call
Watch on YouTube at 39:37
Arthur J. Gallagher & Co. ($AJG) Q3 2025 Earnings Call
Castify Earnings Call
Watch on YouTube at 39:37
AJG - Earnings call Q3 2025.
Patrick Gallagher

About Patrick Gallagher

Executive VP & COO · Arthur J Gallagher & Co

Patrick Gallagher, chairman and CEO of Arthur J. Gallagher & Co., stated during the first quarter 2025 earnings call that the company had

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