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Philipp Kandal on consumer finance

From Grab X 2026: Annual Product Event · · Grab Official

“With cash loans, you do not need to send a mountain of documents. You just look at how you've been using Grab to know that you're a trusted user. And that means instead of waiting for weeks, you'll get a decision in seconds because you already have an available credit line just when you need it.”

Philipp Kandal
Chief Product Officer, Grab Holdings
Policy Impact consumer financecredit accessloans

On , Philipp Kandal, Chief Product Officer at Grab Holdings, spoke about consumer finance during Grab X 2026: Annual Product Event on Grab Official.

Grab X 2026: Annual Product Event
Watch on YouTube at 51:23
Grab X 2026: Annual Product Event
Grab Official
Watch on YouTube at 51:23
Your day isn’t just one thing. It’s moving. Meeting. Deciding. Discovering. We’ve been working behind the scenes to make those pieces click together better. GrabX is where it all comes together. See all this at grab.com/grabx
Philipp Kandal

About Philipp Kandal

Chief Product Officer · Grab Holdings

At Grab X 2026, Grab Holdings' annual product showcase, Chief Product Officer Philipp Kandal introduced several new features. He announced "Grab More," which allows users to order from two different restaurants in a single order with one delivery fee. Kandal also described a new cash loan product, stating that users can receive a decision in seconds based on their Grab usage history rather than submitting extensive documentation. Additionally, he introduced "Tap to Pay," a feature that enables merchants to accept card payments directly through the Grab merchant app without requiring extra equipment or paperwork. Kandal also promoted group rides, saying they can save users up to 40% compared to riding alone.

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