Brett Tejpaul on mortgage origination
From Proof of Control of AI Agents | Brett Tejpaul, Rodrigo Coelho, Alissa Starzak | USA House · · USA House Davos
“You had a degradation of the lending standards and what the source of truth was, and you had these automated systems ingesting information and making immediate decisions on credit and then actually committing balance sheets. Does that sound that different from agentic commerce? Not really.”
On , Brett Tejpaul, Former Head of Institutional at Coinbase Institutional, spoke about mortgage origination during Proof of Control of AI Agents | Brett Tejpaul, Rodrigo Coelho, Alissa Starzak | USA House on USA House Davos.
About Brett Tejpaul
Brett Tejpaul, Co-CEO of Coinbase Institutional, has been a frequent speaker at industry events in early 2026, discussing the acceleration of institutional crypto adoption. He has stated that five of the top 20 largest global banks have integrated with Coinbase’s infrastructurehol, citing partnerships with J.P. Morgan, Citi, and Standard Chartered. Tejpaul has described the passage of the GENIUS Act, which legalizes stablecoins in the U.S., as a critical catalyst that has prompted CEOs across asset management, banking, and payments to "lean in and actually accelerate" their crypto strategies. He has also highlighted the tokenization of a credit fund by sovereign wealth fund Mubadala as a significant development, and noted that PNC Bank is using Coinbase’s infrastructure to offer Bitcoin trading to its high-net-worth clients. Tejpaul has discussed Coinbase Institutional’s strategy of providing infrastructure-as-a-service to financial institutions, including custody, staking, and wallet services. He has emphasized that institutional engagement is consistent and not solely driven by short-term price movements. On the topic of AI agents, Tejpaul has argued that existing financial system rules and risk frameworks can be adapted to govern autonomous transactions, rather than requiring a complete rebuild. He has also stated that Coinbase is developing "Coinbase Advisor," an AI-enabled tool to provide product recommendations and analysis.