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Stephen Steinour

Chairman, President & Chief Executive Officer, Huntington Bancshares

Search every verified Stephen Steinour interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Stephen Steinour, chairman, president, and CEO of Huntington Bancshares, discussed the company’s performance and strategy during recent earnings calls. In the Q2 2026 call, he reported an "exceptional quarter" marked by strong momentum in loans, deposits, and fee-based businesses, including capital markets, wealth, and payments. He noted that the integration of the Cadence footprint progressed smoothly, with the June conversion a major milestone, and stated that checking household acquisition rose 31% year-over-year. Steinour also highlighted the company’s expansion in Texas, saying that 12 months ago Huntington was not in the top 400 banks there, but now ranks in the top eight, with 140 branches and $31 billion in loans. He expressed confidence in the path to 2027 targets, citing organic revenue growth, expense discipline, and synergy realization. In the Q4 2024 call, Steinour described the growth opportunities as "the most attractive they've been since I joined Huntington," focusing on organic growth, higher revenues, and consistent risk management. He also commented on the broader banking environment, stating that the business community would benefit from a more pro-business orientation under the new administration and that banks are well capitalized, with the Basel 3 overhang likely to be addressed quickly. Additionally, he noted that Huntington reduced auto volumes in the first and second quarters due to spread compression, as those loans did not meet the company’s return thresholds.

Recent appearances

Notable quotes

“The bank has a purpose. We are here to help people lead better lives, help businesses thrive, and to make the communities better, stronger.”

“Racism is a bad business model. In 2026, there's too much competition and you'll go out of business because banks can't afford to do racist policies to be blunt with it.”

“We have a program... called Lift Local Business program that's directed $246 million in book loans to folks from underserved communities for small business, 60 million of which that we have tagged we have identified to black-owned businesses.”

“We're the largest SBA lender in the country by volume. These things matter. We're in the position where we can help a lot of people and a lot of businesses.”

The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →