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Prem Natarajan

Cofounder, Behavioral Signals

Search every verified Prem Natarajan interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Prem Natarajan, Executive Vice President, Head of Enterprise AI, and Chief Scientist at Capital One, has been active in discussions on AI strategy and implementation in the financial sector. In a December 2025 podcast, he discussed Capital One's decision to build its AI stack from the ground up rather than rely on off-the-shelf models, citing the company's history as a tech-forward bank and its focus on leveraging its own data. He has also stated that Capital One's strategy is anchored on open-source large language models, arguing that the company's proprietary data from customer interactions is crucial for improving model performance. At the 2025 FinRegLab AI Symposium, he discussed the deployment of agentic AI systems, including a "chat concierge" for auto dealerships, and advised fintechs to operate within the regulatory environment of finance. Natarajan has also spoken about the broader impact of AI on organizations and universities. At USC's 2026 Corporate Engagement Symposium, he discussed how AI is reshaping organizations and the future of talent, suggesting that some universities may be left behind if they do not adapt. He emphasized the importance of rotation programs between academia and industry to foster innovation and responsibility. In earlier appearances, he described his vision for AI as transferring cognitive burden from users to systems and discussed the need to address bias and ensure AI works equally well for everyone. His recent commentary has consistently focused on the practical challenges of building and deploying AI responsibly in large institutions.

Recent appearances

  • Trojan Talks Ep. 8: President Beong-Soo Kim with Prem Natarajan

    April 30, 2026 · 📺 USC

    President Kim sits down with Prem Natarajan, Executive Vice President, Head of Enterprise AI, and Chief Scientist at Capital One, and USC Research Professor of Computer Science with Distinction, to discuss how AI is reshaping organizations and what it means for universities and the future of talent. Recorded at USC’s 2026 Corporate Engagement Symposium, their conversation covers enterprise AI, the evolving workforce, and how USC can strengthen partnerships with industry. Visit USC on YouTube:    / usc   Learn more about the University of Southern California: https://www.usc.edu

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  • Capital One's Prem Natarajan: Why We're Building Our AI From The Ground Up

    December 15, 2025 · 📺 Alex Kantrowitz

    Prem Natarajan is Capital One’s Executive Vice President, Head of Enterprise Data and AI, and Chief Scientist. Natarajan joins Big Technology to discuss why Capital One is choosing to build its AI stack from the ground up rather than rely on off-the-shelf models. Tune in to hear how Capital One thinks about full-stack AI: from cloud and data foundations to model customization, agentic architectures, and real-world deployment, plus the lessons learned from launching tools like Chat Concierge for auto dealerships. Hit play for a clear-eyed look at the build-vs-buy debate and what it takes to t…

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  • From Data to AI to Action - 2025 FinRegLab AI Symposium

    December 05, 2025 · 📺 FinRegLab

    A conversation on agentic AI with Prem Natarajan, Chief Scientist and Head of Enterprise AI at Capital One. Recorded at the 2025 FinRegLab AI Symposium in Washington, DC. Prem Natarajan, EVP, Chief Scientist and Head of Enterprise AI, Capital One Moderator: Melissa Koide, CEO, FinRegLab

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  • Targeting AI: Why Capital One Prefers Open Source | The Importance of Data for Banking

    September 23, 2025 · 📺 Eye on Tech

    An Informa TechTarget Podcast Hosted by Shaun Sutner, news director, and Esther Shittu, news writer Featuring Prem Natarajan, Captial One EVP, Chief Scientist and Head of Enterprise AI ------------------------------------------------------------------------------ 🔔Subscribe to Eye on Tech:    / @eyeontech   ------------------------------------------------------------------------------ Follow Eye on Tech: Twitter/X:   / eyeontech_tt   LinkedIn:   / eyeontech   TikTok:   / eyeontech   Instagram:   / eyeontech_tt  

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  • Prem Natarajan: Leading ISI’s Expansion into AI and Quantum

    August 05, 2024 · 📺 Cloudwalkers Film

    Prem Natarajan, ISI's Executive Director from 2013 to 2020, shares his journey from a multilingual childhood in India to becoming a leader in artificial intelligence. His early fascination with language led him to pursue computing, starting with IBM’s Watson Research Center, where he worked on handwriting recognition and speech technologies. At ISI, Natarajan fostered a culture of innovation by expanding research into fields like quantum computing and AI-driven multimedia analysis. He emphasized recruiting top talent and aligning their passions with the institute’s goals, pushing the boundari…

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  • The Evolution of AI in Financial Services Explored by Dr. Prem Natarajan - Indianness Podcast

    June 17, 2024 · 📺 The Indianness Podcast

    Community is the foundation on which success is built. A strong support network opens opportunities and helps us overcome even the most challenging adversity. On this episode, I’m joined by Prem Natarajan, Chief Scientist, EVP, and Head of Enterprise Data and AI at Capital One, to explore his journey from Chennai to leading AI initiatives at a major financial services company. About Indianness: Indianness is a vibrant community for Indian Diaspora changemakers. We aim to foster engagement, collaboration, and mentorship through our platform. Our mission is to capture the inspirational stories…

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  • AI Access and Inclusivity as a Technical Challenge with Prem Natarajan - 658

    December 04, 2023 · 📺 The TWIML AI Podcast with Sam Charrington

    Today we’re joined by Prem Natarajan, chief scientist and head of enterprise AI at Capital One. In our conversation, we discuss AI access and inclusivity as technical challenges and explore some of Prem and his team’s multidisciplinary approaches to tackling these complexities. We dive into the issues of bias, dealing with class imbalances, and the integration of various research initiatives to achieve additive results. Prem also shares his team’s work on foundation models for financial data curation, highlighting the importance of data quality and the use of federated learning, and emphasizin…

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  • Trends in AI | Generative AI | AI for Humanity | Prem Natarajan | Speaking of AI Episode 4

    August 03, 2023 · 📺 LXT_AI

    In this episode of Speaking of AI, LXT’s Phil Hall chats with Prem Natarajan, Chief Scientist and Head of Enterprise Data and AI at Capital One, about his views on Generative AI, his passion for technology and its potential to benefit society, product design principles, and more. More resources on AI can be found on our blog at: https://www.lxt.ai/blog/ ⏱️Timestamps⏱️ 00:00:00 Intro 00:00:10 About Prem Natarajan from Capital One 00:01:25 Prem's views on Generative AI 00:08:04 Advice on what models to use 00:10:32 Advice to organizations looking to harness AI 00:14:12 Prem's views on Respo…

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  • Explorations: AI and the Age of Self | Amazon Web Services

    May 06, 2022 · 📺 Amazon Web Services

    Amazon's VP of Natural Understanding, Prem Natarajan, discusses the future of artificial intelligence and the areas of research in self-awareness, self-learning, and self-service that will ultimately make AI like Amazon Alexa more conversational, useful, and seamlessly integrated into our day-to-day lives. Learn more about Amazon re:MARS at https://bit.ly/3kL407k Subscribe: More AWS videos - http://bit.ly/2O3zS75 More AWS events videos - http://bit.ly/316g9t4 ABOUT AWS Amazon Web Services (AWS) is the world’s most comprehensive and broadly adopted cloud platform, offering over 200 fully…

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  • Alexa & Friends with Prem Natarajan | Amazon Science

    June 15, 2020 · 📺 Amazon Science

    Since first being announced in 2014, Alexa has continuously become more natural, knowledgeable, conversational, ...

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  • AI in Our Life, Everywhere

    October 23, 2019 · 📺 U.S. Naval Institute

    Dr. Prem Natarajan is a Vice President in Amazon’s Alexa unit where he leads the Natural Understanding (NU) organization within Alexa AI. NU is a multidisciplinary science and engineering organization that develops, deploys, and maintains state-of-the-art conversational AI technologies including natural language understanding, intelligent dialog systems, entity linking and resolution, and associated worldwide runtime operations. Dr. Natarajan joined Amazon from the |the University of Southern California (USC) where he was Senior Vice Dean of Engineering in the Viterbi School of Engineering,…

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  • Prem Natarajan: Amazon Alexa, From Science Fiction to Science Fact

    October 30, 2018 · 📺 Micron Technology

    Watch Prem Natarajan, VP of Alexa & NLU with Amazon discuss Alexa's past, present and future.

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The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →