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Ryan McInerney

CEO & Director, Visa Inc.

Search every verified Ryan McInerney interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Ryan McInerney, CEO of Visa, discussed the company's focus on artificial intelligence and the emergence of "agentic commerce" in recent appearances. At the 62° ColoquioIDEA in October 2026, he described agentic commerce as the third major shift in commerce after e-commerce and mobile commerce, stating that consumers will use AI agents to make purchases on their behalf. He also expressed confidence in Argentina's economic future, noting that Visa had invested $1.5 billion in the country based on its study of local talent and innovation. In a September 2026 interview with CNBC, McInerney said Visa's internal AI adoption for productivity had progressed faster than expected, while agentic commerce development was slower due to the need to rebuild the web for AI agents. He emphasized that building trust is central to this work, citing Visa research showing that fewer than one in four consumers trust AI platforms to make payments, though trust increases when a Visa credential is involved. He also addressed fraud prevention, noting that Visa processes nearly a billion transactions daily and faces constant cyber threats, making security a top priority for clients.

Recent appearances

Notable quotes

“In short, we are big believers in the next 20 years in Argentina. We are big believers in the agenda of this very important meeting. We studied Argentina. We studied the future. We studied the talent, the innovation, and the opportunities to help our clients thrive. And we determined that that was the right way to deploy a billion half US dollars of capital in Argentina. We couldn't be more thrilled about it. We are ”

“We are on the verge of what I think will be the largest change in how commerce has occurred in our lifetimes. The first big change was the rise of e-commerce. The second big change was the rise of mobile commerce. And the third big change is this rise of agentic commerce. Let me break it down in a very simple way. We all will have agents. Those agents will be able to go out and find whatever it is that we're looking ”

“Yeah. So first, starting with Visa, I mean, we process almost a billion transactions a day. We are under constant attack, and we have built up capabilities over many years that allow us to protect Visa and our ecosystem from cyber criminals. And so when we're engaged in conversations with our clients, this is a top three issue for them. They want the advice that know how the products, the technology, the capabilities”

“So as I mentioned earlier, I think it's moving a little more slowly than we thought. But what we're finding is the web is having to be rebuilt as an agentic web. And there's a lot of infrastructure that's being built to enable sellers to make their inventories available to agents, to make their front door available to agents. And because if I had to summarize the work that needs to be done in one word, it's trust. We”

Other executives at Visa Inc.

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