David Fisher

President, Chief Executive Officer & Chairman, Enova International, Inc.

Search every verified David Fisher interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. David Fisher, CEO of Enova International, discussed the company's fourth-quarter and full-year 2019 financial results during a January 2020 earnings call. He reported 25% revenue growth, 34% adjusted EBITDA growth, and 67% adjusted EPS growth for the fourth quarter compared to the prior year, with full-year results showing 21% revenue growth, 36% adjusted EBITDA growth, and 71% adjusted EPS growth. Fisher attributed this performance to the company's operational execution and adaptability, and noted that adjusted earnings per diluted share rose 62% to 92 cents in the quarter. Fisher also addressed business decisions related to customer demand and expansion plans. He stated that the company chose to capture additional customer demand in Q4 despite the impact on short-term profitability, describing it as the right long-term decision given attractive unit economics. Regarding California, Fisher said the company was still developing plans to introduce additional compliant products in the state during 2020, though he declined to provide specific details for competitive reasons and because the plans were not yet finalized.