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Joseph DeCosmo

Chief Technology Officer & Chief Analytics Officer, Enova International, Inc.

Verified interview transcripts, podcast appearances, and direct quotes from Joseph DeCosmo, Chief Technology Officer & Chief Analytics Officer at Enova International, Inc.. AI-verified speaker identity with full-text searchable transcripts.

Recent appearances

  • Season 6 - Joe DeCosmo, Chief Analytics and Technology Officer, Enova International

    A discussion with Joe DeCosmo, Chief Analytics and Technology Officer, Enova International. Joe spent time in the direct marketing industry before starting and running his own company for 10 years. He then stayed with The Allant Group, who bought his company, for six years before his move to Enova. He talks about how he met his goal of starting his own business before he turned 30, how being in a heavily regulated industry requires lots of documentation and discipline, some things he thinks people early in their career should put above money, why he craves white space in his calendar, the ris…

    Watch on YouTube ↗

  • AnalyticsWeek Leadership Podcast With Joe DeCosmo, Enova International

    In this session, Joe DeCosmo, Chief Analytics Officer, Enova International, sat with Vishal Kumar, CEO AnalyticsWeek and shared his journey to Chief Analytics Officer, life @ Enova, and some challenges/opportunities as he is observing as an executive, industry observer, and a Chief Analytics Officer. Timeline: 0:29 Joe’s journey. 5:05 Credit risk and fraud prevention models. 6:27 Enova: in facing or outfacing? 9:12 Enova area of expertise. 10:47 Enova decisions: Center of Excellence? 12:36 Depths and breadths of decision making at Enova. 14:51 CDO, CAO, and CTO. 17:24 Who owns the data at Eno…

    Watch on YouTube ↗

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