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Michael Mettee

Chief Financial Officer, Fb Financial

Search every verified Michael Mettee interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Michael Mettee, chief financial officer at FirstBank, discussed the future of financial technology in the banking industry in a September 2024 interview. He said that money is moving from traditional banks into financial technology companies, and that FirstBank is seeking to partner with those companies. Mettee noted that the bank made an investment in Zippy Technologies, a company focused on manufactured housing loans, and that the bank generated $100 million in mortgage activity through related efforts. He also stated that the bank created a chief innovations officer position three years ago, a role he said does not exist in most community banks. Mettee described his career path, saying he initially wanted to be a stockbroker after graduating college in 2002 but later joined AmSouth Bank in Birmingham, Alabama. He emphasized the importance of hiring people who complement one's skillset and said he tells his team, "I hired you so you tell me what to do." Mettee also commented on deposit flows following the Silicon Valley Bank crisis, saying people were worried about their bank counterparty.

Recent appearances

  • FB Financial Corporation (NYSE: FBK) Q3 2025 Earnings Call | 10/14/2025

    October 15, 2025 · 📺 Inside Ticker

    FB Financial Corporation reported strong Q3 2025 financial results with net income of $23.4 million, or $0.43 per diluted share, significantly up from $0.22 in Q3 2024 and $0.06 in the prior quarter. Adjusted net income rose to $57.6 million, or $1.07 per diluted share, reflecting a 38.1% increase in adjusted pre-tax, pre-provision net revenue to $81.0 million. The company’s growth was bolstered by the successful merger with Southern States Bancshares, which contributed to a loan portfolio increase to $12.30 billion and deposits of $13.81 billion as of September 30, 2025. Net interest margin…

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  • FB Financial Corporation (FBK) Q2 2025 Earnings Call

    July 15, 2025 · 📺 Fyfull

    FB Financial Corporation (NYSE: FBK), the parent company of FirstBank, delivered a strategic Q2 2025 quarter anchored by strong margin growth and transformative balance sheet moves: *Net income* of *\$2.9 million* (\$0.06/share), sharply below adjusted earnings of *\$40.8 million* (\$0.88/share) when excluding a *\$60 million one-time loss* from the sale of low-yielding securities ([Business Wire][1]). *Net interest margin (NIM)* expanded to **3.68%**, up 13 bps YoY, driven by higher-yielding loan growth and disciplined liability management ([Business Wire][1]). *Loans* grew \~4.2% annualized…

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  • Michael Mettee (CFO, FirstBank) on the future of financial technology in the banking industry

    November 08, 2023 · 📺 Vanderbilt Owen Graduate School of Management

    In this next episode of the Distinguished Speaker Series, we sit down with FirstBank's CFO, Michael Mettee, to explore his ...

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The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →