Rohit Gupta

President, Chief Executive Officer & Director, Enact Holdings, Inc.

Search every verified Rohit Gupta interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Rohit Gupta, President, Chief Executive Officer, and Director at Energizer Holdings, previously served as CEO of Enact, a mortgage insurance company. In a February 2024 interview, Gupta discussed the state of the U.S. housing market, noting that mortgage rates had more than doubled to near 7% for a 30-year fixed mortgage and that housing affordability had declined significantly since mid-2020. He attributed ongoing home price increases of 5% to 6% annually to low inventory of single-family homes, which he said was at about three months of supply compared to a normal four to five months, and to pent-up demand. Gupta stated that 40% to 50% of consumers who use a mortgage to buy a home do not put down 20%, and he described Enact’s mission as helping homeowners enter homes without that down payment. He also estimated that a one-point drop in mortgage rates would improve affordability by 10%. In an earlier appearance from October 2018, Gupta, then President and CEO of Genworth’s U.S. mortgage insurance business, discussed his company’s Residential Diversity and Inclusion Award. He described the evolution of Genworth’s diversity and inclusion program, which began with recruiting diverse talent and expanded to include employee resource groups, discussions on uncomfortable topics, and required annual training on inclusion, unconscious bias, and microaggressions. Gupta said the mortgage finance industry does not represent the demographics of the communities it serves and emphasized the importance of reflecting those communities to succeed with consumers and customers. He also highlighted the value of Mortgage Bankers Association membership, citing updates on policy and regulatory topics, marketing tools, and opportunities to meet with customers at conferences.