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David Young

Vice President of Capital Markets, Aflac

Search every verified David Young interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. David Young, Senior Vice President of Capital Markets at Aflac, opened the company's second quarter 2026 earnings call and introduced the speakers, including Chairman and CEO Dan Amos and CFO Max Broadden. He also moderated the Q&A session and provided closing remarks, directing participants to the financial analyst briefing scheduled for December 3rd. During the call, Young discussed Aflac's reinsurance strategy, noting a shift in the company's internal limit on ceded business from 10% of US GAAP assets to 30% of FSA reserves. He stated that this limit was developed internally and shared with external constituents for feedback, and that the company believes it balances risks and opportunities for future transactions. He also referenced the total reinsurance capacity from Aflac Japan, citing policy reserves of 10.8 trillion yen on an FSA basis at the end of the fiscal year, while noting that the capital freed up from such transactions depends on factors like the specific blocks ceded.

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