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Nicholas Molnar

Sales & Marketing Lead, Block, Inc.

Search every verified Nicholas Molnar interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Nick Molnar, co-founder of Afterpay and global head of sales and marketing at Block, has been discussing the company's growth and strategy. In early 2026, he highlighted Block surpassing $200 billion in credit provided across its products, including Afterpay, Cash App Borrow, and Square Loans. He described the milestone as a result of "reimagining how to lend money," citing features such as disabling accounts when a payment is missed)Skip. Molnar stated that over 90% of Afterpay's transactions occur on debit cards, and he attributed the shift away from credit cards to consumer preference, saying "millennials had voted with their wallet." Molnar also spoke about Block's go-to-market strategy and its hybrid work policy. At a December 2025 investor day, he noted that 67% of new Cash App users join organically and that over 70% of Square's new volume comes from self-onboarded sellers. He said Block aims to move from a 70/30 self-onboarded-to-sales mix toward 50/50 without cannibalizing the self-onboarded motion. Regarding regulation, Molnar said Afterpay has "been advocating for regulation since we started" and described the development of "proportionate regulatory frameworks" in markets such as New Zealand, Australia, and the UK as positive.

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Other executives at Block, Inc.

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