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Jacqueline Reses

Chair & CEO, Lead Bank

Search every verified Jacqueline Reses interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Jackie Reses, Chair and CEO of Lead Bank, spoke at the Machine Earning AI Summit on September 29, 2026, where she discussed her recent meetings in Washington, D.C., and a 30-page proposal she co-authored with Lead Bank's council team, including co-founder Erica Khalily. The proposal calls for rewriting banking law and regulatory guidance to address the role of AI agents in finance, covering areas such as identity, liability, and recourse. Reses raised questions about responsibility when a model hallucinates or when a bank enables money movement outside programmed parameters, and she noted that agentic commerce will face headwinds until these definitions are established. Reses also described Lead Bank as a $4 billion infrastructure company that builds financial primitives for embedding banking products into various use cases, noting that the firm purchased a hundred-year-old bank in Kansas City five years ago. She stated that Lead Bank's position in stablecoin infrastructure and real-time banking systems gives it a voice with regulators that most institutions lack. In discussing digital assets, she said stablecoins have become a useful payment tool in multinational contexts, while Bitcoin has remained closer to its original use case as a store of value or inflation hedge. She also observed that most people are not currently allowing AI agents unfettered access to their bank accounts.

Recent appearances

  • Jackie Reses (Lead Bank) at the Machine Earning AI Summit

    Ahead of the Machine Earning AI Summit, Lead Bank CEO Jackie Reses had spent weeks in Washington, D.C., meeting with stakeholders about her new 30-page proposal for how the financial system should treat AI agents, covering identity, liability, and recourse. “If a model hallucinates, whose responsibility is that?” she asked, pointing to algorithmic trading as a precedent for regulating machines that move money. She also reminded the room how early it still is for agentic commerce. “Are any of you letting agents unfettered into your bank accounts today? I suspect most of you aren’t.” The Machi…

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  • She Bought a Bank for $56M. It's Now Worth $1.5 BILLION

    Jackie Reses has quietly done what almost no one in finance has pulled off — she's been a Goldman Sachs banker, a private equity partner at Apax, Yahoo's Chief Development Officer, Executive Chairman of Square Financial Services, a board member at Alibaba, Affirm, and Nubank, and now the founder and CEO of Lead Bank, the $1.5B fintech infrastructure company quietly powering Stripe, Ramp, Walmart, Affirm, Revolut, and over 100 crypto companies. In this episode, Jackie sits down with Molly to share the untold stories behind her improbable career — from sitting in Alibaba board meetings with Ja…

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  • Accelerate USA 2026: Lead Bank's Jacqueline Reses

    DISCLAIMER The content herein is provided for educational, informational, and entertainment purposes only, and does not constitute an offer to sell or a solicitation of an offer to buy any securities, options, futures, or other derivatives related to securities in any jurisdiction, nor should not be relied upon as advice to buy, sell or hold any of the foregoing. This content is intended to be general in nature and is not specific to you, the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented without und…

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  • E26: Jackie Reses built a $1.5B Fintech Rocketship

    Jackie Reses shares her inspiring story with Ravin and Al, from attending boarding school at age 14 to get away from an unstable home to starting businesses at the University of Pennsylvania. From Goldman Sachs to sitting on the Alibaba board, to starting a bank at Square to finally creating Lead Bank. She is candid about dealing with impostor syndrome, and the challenges of being an alpha woman who still struggles to be heard by "the country club." Jackie discusses how she builds team and culture, and the playbook to closing the best names in Silicon Valley as investors. Jackie also discusse…

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  • Stablecoins Need Banks: The “Banking Layer” Nobody Sees w/ Jacqueline Reses (Lead Bank)

    Presented by Stablecon; Powered by BVNK. In episode 15 of Money Code, hosts Chuk Okpolugo and Raj Parekh are joined by Jackie Reses, Chair and CEO at Lead Bank. They break down why stablecoin payments quietly depend on banks as regulated “plumbing,” how compliance automation becomes a product advantage, and why the biggest second-order risk of stablecoin growth may be destabilizing community-bank deposit bases before local credit creation has a replacement. Subscribe and listen to the Money Code podcast here: https://lnk.to/MoneyCodeSN Chapters 00:00 Stablecoins don’t work without the ba…

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  • Episode 4: The Role of Banks (with Jackie Reses at Lead)

    Welcome back to our Engineering the SMB Capital Stack, sponsored by our friends at Fundbox. In this four-part series, we’re exploring small businesses, small business lending, and the forces shaping how small businesses access capital. I’m joined by Prashant Fuloria, CEO of Fundbox, as cohost. In Episode 4 (our finale!), we turn to the role of banks (and how they fit into an increasingly unbundled lending ecosystem), and what collaboration between banks and fintechs really looks like in 2025. To unpack it all, we’re joined by Jackie Reses, CEO of Lead Bank (and former Head of Square Capital…

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  • Jackie Reses (Lead Bank) at Breaking the Bank Summit

    Recorded at Newcomer's Breaking the Bank Summit on May 20, 2025 in San Francisco. Jackie Reses, CEO of Lead Bank, kicked off the day with a warning: the Trump Administration’s moves to slash financial regulations doesn’t mean it’s a Wild West out there. Like many of the day’s speakers, Reses pointed to stablecoins as the hot sector, especially over the past few weeks. The new “GENIUS Act” legislation to set ground rules for stablecoins, which the U.S. Senate advanced in a procedural vote Tuesday, is a step in the right direction, Reses said. But it still didn’t answer all the questions abou…

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  • Lead Bank CEO Jackie Reses - Fintech's Regulatory Reckoning: Who Survives, Who Thrives

    Jackie Reses is the CEO of Lead Bank, fintech infrastructure bank with over $2.5 billion in assets under management. #fintech #bankingnews Looking for more tech, data and venture capital news? Head to https://www.worldofdaas.com/ for our newsletter and events, and follow us on X   / worldofdaas   --------------------------------------------------------- 00:40 Jackie Reses - Co-Founder & CEO of Lead Bank 04:30 How to buy a bank 10:40 Why the US has so many banks 13:45 Stablecoins + community banking 15:51 Fintech failures 27:23 How state regulators compete for businesses…

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  • Changemakers: Lead Bank CEO Jacqueline Reses on disrupting fintech and the power of diversity

    Jacqueline Reses, co-founder, chair & CEO of Lead Bank, discusses her ambitions to transform fintech, managing decisively, creating critical lifelines for small businesses during the pandemic, the role of DEI, and invaluable business lessons from growing up on the Jersey Shore, with CNBC's Julia Boorstin. For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/42d859g » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision » Subscribe to CNBC: https://cnb.cx/SubscribeCNBC Turn to CNBC TV for the latest stock market news and analysis. From market futures…

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  • Why CFPB Reform is Necessary - Jackie Reses, Lead Bank CEO

    I sat down with Jackie Reses for our third podcast in four years. Jackie is the CEO and Co-Founder of Lead Bank, a pioneering bank that's reimagining modern financial infrastructure and fintech partnerships. Jackie previously held leadership roles at Square and Yahoo, and served on the board of Alibaba, working alongside visionaries like Jack Dorsey and Jack Ma. Spotify: https://spoti.fi/4i1UwQB Apple: https://apple.co/3EIpH5g Miguel Armaza is Co-Founder & General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts the Fintech Leaders…

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  • Jackie Reses, Lead Bank CEO - Lessons from Tech Titans, Why Regulators Might Finally Be Ready for AI

    I sat down with Jackie Reses for our third podcast in four years. Jackie is the CEO and Co-Founder of Lead Bank, a pioneering bank that's reimagining modern financial infrastructure and fintech partnerships. Jackie previously held leadership roles at Square and Yahoo, and served on the board of Alibaba, working alongside visionaries like Jack Dorsey and Jack Ma. Spotify: https://spoti.fi/4i1UwQB Apple: https://apple.co/3EIpH5g Miguel Armaza is Co-Founder & General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts the Fintech Leaders…

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  • How AI is Transforming Banking - Jackie Reses, Lead Bank CEO

    I sat down with Jackie Reses for our third podcast in four years. Jackie is the CEO and Co-Founder of Lead Bank, a pioneering bank that's reimagining modern financial infrastructure and fintech partnerships. Jackie previously held leadership roles at Square and Yahoo, and served on the board of Alibaba, working alongside visionaries like Jack Dorsey and Jack Ma. Spotify: https://spoti.fi/4i1UwQB Apple: https://apple.co/3EIpH5g Miguel Armaza is Co-Founder & General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts the Fintech Leaders…

    Watch on YouTube ↗

The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →