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Sanjiv Yajnik

President of Financial Services, Capital One

Verified interview transcripts, podcast appearances, and direct quotes from Sanjiv Yajnik, President of Financial Services at Capital One. AI-verified speaker identity with full-text searchable transcripts.

Recent appearances

  • Building trust with your customers and why Gen Z prefers the physical dealership with Drew Tutton

    In a high-velocity, low-margin automotive market where competition is fiercer than ever, traditional dealerships must adapt to protect margins and retain buyers. In this episode of Three Key Insights, Sanjiv Yajnik speaks with dealership owner Drew Tutton about navigating online retail disruption including the ways OEMs can influence the car market, evolving consumer preferences, and building community-rooted auto groups. Despite the rise of digital platforms, brick-and-mortar rooftops remain essential for high-ticket vehicle purchases. Tutton breaks down why Gen Z buyers are surprisingly lea…

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  • How Dealers Can Compete with Carvana And Other Digital Retailers | Yossi Levi

    Sanjiv connects with Yossi Levi, CEO & Founder of Car Dealership Guy, to unpack how digital platforms like Carvana are reshaping the new car franchise landscape and pushing traditional auto dealers to evolve. #CapitalOnePartner In this episode of Three Key Insights, Sanjiv and Yossi Levi examine how digital platforms leverage massive marketing budgets and leaner cost structures to challenge traditional OEM dealer networks. The discussion breaks down why auto dealers can't afford to sit in the middle of the market, highlighting the choice between running a hyper-efficient transactional model o…

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  • NADA 2026: Capital One Auto on AI, affordability and the future of car buying

    At NADA 2026, Sanjiv Yajnik, President of Capital One Auto and Financial Services, joins host Emma Hancock to discuss the evolving automotive retail landscape. From insights in the newly released fifth edition of Capital One’s Car Buying Outlook to the growing role of AI in shaping dealership operations and customer experiences, Yajnik shares how Capital One Auto supports both dealers and consumers in a market defined by affordability pressures and digital transformation.

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  • The #1 Bottleneck in Car Sales: Broken Tech Integrations—and How to Fix Them | Sanjiv Yajnik

    Today I’m joined by Sanjiv Yajnik, President of Financial Services at ‪@CapitalOne‬. We cover why tech integrations are still the biggest challenge for F&I, how lenders are anticipating an EV market slowdown, why "6%" is the most important number in dealership leads and much more. This episode is brought to you by: 1. ‪@vAutoInc‬As the industry’s premier provider of end-to-end inventory management solutions, vAuto gives every dealer—from a single point store to the largest groups—the data, insights and tools they need to maximize returns from the new and used vehicle inventory investments.…

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  • Why People Don't Trust Car Dealers… And How to Fix it | Sanjiv Yajnik & Kris Gaerlan

    Welcome to the Car Dealership Guy Podcast. In this episode, I'm speaking with Sanjiv Yajnik, President of Financial Services at Capital One, and Kris Gaerlan, President of Dallas Lease Returns where we discuss: Why people don't trust car dealers and how to fix it, Creating unique experiences in the car dealership, Why he's calling buyers looking for things to fix after the sale and much more. This episode of the Car Dealership Guy Podcast is brought to you by: CDK Global - Empowering dealers with the tools and technology to build deeper customer relationships. Learn more @ https://www.cdkglo…

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  • Capital One Financial Literacy with Sanjiv Yajnik

    Learn about the financial literacy courses available thru Capital One’s partnership with the non-profit Kahn Academy. Whether it’s saving for college or buying a car, get the resources you need to make smart financial decisions. www.coffeewithamerica.com

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  • Take A Free Online Finance Class And Make History

    Sanjiv Yajnik, Capitol One Watch on TV! Click businessfirstam.com to find out where! Don't forget to Subscribe, Like and Share our channel - never miss an update!

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  • Help Set a Guinness World Record for Online Financial Literacy

    Sanjiv Yajnik of Capital One shares how to join a Guinness World Record attempt for financial literacy. Complete 3 lessons in 30 minutes to boost your financial knowledge and help set the record! #PaidForContent "Las Vegas Morning Blend" is hosted by Elliott Bambrough and Jessica Rosado and airs weekdays at 9 a.m. on KTNV Channel 13.

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  • Auto Lending Expert: How Capital One Became #1 in Auto Loans - Sanjiv Yajnik

    Welcome to the Car Dealership Guy Podcast. In this episode, I'm speaking with Sanjiv Yajnik, President of Financial Services at Capital One where we discuss: Secrets of the #1 auto lender, How to scale to 100M customers, What's next for car ownership and much more. This episode of the Car Dealership Guy Podcast is brought to you by: Lotlinx - Get the best possible market advantage on every vehicle transaction. Optimize operations and boost profits using artificial intelligence (AI) and machine learning. Learn more @ https://lotlinx.com/ OPENLANE - The world’s best online dealer marketplace…

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  • Breaking Your Life's Infinite Scroll | Sanjiv Yajnik | TEDxPlano

    Technology has transformed our lives, for good and bad. In a relatable talk, Sanjiv Yajnik shares insight from his own quest to break free of the infinite scroll that took hold of his life. President of the Financial Services division at Capital One, Sanjiv serves on the Capital One Executive Committee. He has leveraged his background in engineering, art and transformative leadership to creatively build businesses for massive growth. Sanjiv created Capital One’s innovation space in Plano called the Garage. He holds three patents, as well as several patents pending. Within the community, Sanjiv…

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  • Capital One President of Financial Services, Sanjiv Yajnik speaks at NAF Next

    NAF is a national network of education, business, and community leaders who work together to ensure high school students are college, career, and future ready. NAF’s educational design ignites students’ passion for learning and gives businesses the opportunity to shape America’s future workforce by transforming the learning environment to include STEM infused industry-specific curricula and work-based learning experiences, including internships. Since 1980, NAF has been partnering with existing high schools in high-need communities to enhance school systems at a low cost by implementing NAF ac…

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