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John Turner

Chairman, President and Chief Executive Officer, Regions Financial Corporation

Search every verified John Turner interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. John Turner, Chairman, President, and CEO of Regions Financial, discussed the company's performance and strategic initiatives during recent earnings calls. In the Q4 2024 call, he described the year as one of records for Regions, citing record revenue in capital markets, wealth management, and treasury management, driven by a focus on service, soundness, profitability, and growth. He also highlighted the company's long-standing community presence as a competitive advantage. On the Q2 2026 call, Turner reported earnings of $549 million, or 64 cents per share, with adjusted earnings of $583 million, or 68 cents per share, and an adjusted return on tangible common equity of 20%. He noted continued credit improvement, with lower net charge-offs and reductions in criticized and non-performing loans, and stated that credit has largely normalized. Turner also addressed operational and strategic topics, including the ongoing deposit system conversion, which he said was on time and on budget, with a new loan system conversion planned for later in the year and a deposit system pilot in the second half of 2026. He discussed plans to invest in technology and growth areas, funded by expense reductions elsewhere, and expressed confidence in the company's ability to manage deposit costs, noting a decline in interest-bearing deposit costs to 1.69% and expectations for them to remain stable. Additionally, he mentioned a transaction that he said would expand the capital markets platform and enhance municipal finance expertise, and he stated that the company would not fund loan growth with high-cost promotional deposits, preferring other funding sources.

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