Brendan Coughlin

President & Vice Chair, Citizens Financial Group

Search every verified Brendan Coughlin interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Brendan Coughlin participated in Citizens Financial Group's third quarter 2026 earnings call on October 15, 2026, where he provided commentary on the company's deposit and balance sheet performance. He noted that the private bank had grown by $6 billion year-over-year, with consistent quarterly growth of about $1.5 billion, and that the mix of deposits included roughly 33 percent demand deposit accounts and the mid-40s percentage in low-cost deposits, a trend he said was continuing. He also said the bank was seeing deposit yields rise in line with the forward rate outlook but that the company had a more diverse set of levers to manage deposit costs than its peers, citing the private bank's growth and high share of low-cost deposits as key advantages. During the call, Coughlin discussed the bank's approach to asset sensitivity and rate hikes, stating that while deposit costs would rise, commercial loans would reprice immediately and some consumer loan categories tied to rates would adjust later, leading to a net benefit from upcoming moves. He also mentioned at a September conference that the timing of rate hikes would begin to move deposit costs higher, but that loan repricing would outpace those costs given the bank's asset-sensitive position. No other public statements or activities by Coughlin were included in the provided material.