President & Director, Affirm Holdings
Verified interview transcripts, podcast appearances, and direct quotes from Libor Michalek, President & Director at Affirm Holdings. AI-verified speaker identity with full-text searchable transcripts.
During the 2026 Affirm Investor Forum, Affirm’s leadership team provided an update on the Company’s vision, commercial and product initiatives, and medium-term financial outlook. Executives also participated in live audience Q&A during the event to answer investor questions.
Hear from President of Affirm, Libor Michalek, on how the idea of honest financial products came about, finding product market fit, expanding access to credit, and how Affirm has raised the bar by building credit transparency into underwriting through cash flow data. About the speaker: Libor oversees engineering, risk, operations, product, and design at Affirm, the leader in Buy Now, Pay Later. Jen Taylor is the President at Plaid. Watch Plaid Effects 2024 on demand: https://plaid.com/events/effects/
Lex chats with Libor Michalek, the President of Affirm, a buy now, pay later (BNPL) company. Michalek discusses his early experiences with the internet and how it shaped his understanding of technology and its potential in the financial services industry. He explains how Affirm was founded with the goal of building honest financial products that improve people's lives, and how the convergence of e-commerce, mobile technology, machine learning, and access to consumer information enabled the company to create a credit product that aligned with consumer interests. Michalek also discusses the chal…
Most American consumers have credit card debt in some form, with the total across those consumers at an alarming $1.03T. A new subset of the debt market that has been growing over the years is the buy now pay later model, that is projected to grow to $167B market by 2032. Though it may seem familiar to those that remember retail layaway programs, the model offers another way for consumers and merchants to transact, without the common credit card interest rates charged across monthly statement balances. One of the biggest of these rapidly growing platform companies is Affirm, Inc. Similar to A…
This episode is brought to you by TradeZero – https://us.tradezero.co/JonahLupton. In the fourth episode of Investing With The Whales, Libor Michalek, President of Affirm (AFRM). We cover several topics, including the Affirm beginnings, what is actually Buy Now Pay Later (BNPL), why BNPL is better than credit cards, why merchants are actively using BNPL, Affirm’s underwriting process, competition (Klarna, Afterpay), Affirm’s business model, partnerships (Shopify, Amazon, Walmart), delinquency trends, BNPL growth for everyday purchases, Debit+ card, and Affirm’s differentiations. Audio versio…
Visit our website https://softwaredaily.com When I buy a mattress online, I pay for it with my credit card. Behind the scenes, a complex series of transactions occur between a payment gateway, the credit card company, and a few banks. There are problems with this process–it is slow, complex, and involves the synchronization of several different parties. Some consumers will not want to purchase the mattress because they do not have cash, and the lending rates they get offered are higher than they are willing to spend. If these consumers were presented with more intelligent loan rates, the…
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