Derek White

Chief Executive Officer of Galileo Financial Technologies & Head of SoFi International, Sofi

Search every verified Derek White interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Derek White, former CEO of Galileo Financial Technologies and current head of SoFi International, appeared on the Start School podcast on March 30, 2026. During the conversation, White discussed his career building technology-driven financial businesses and noted that he is currently in stealth mode developing a new company built entirely on AI. He stated that businesses will soon have more AI agents than human employees. White cautioned against "falling in love with your idea rather than what someone will pay for," describing the "sweet spot" as translating an idea into something people are willing to pay for. He also observed that in financial services, 76% of capital expenditure budgets go toward tech debt, which he described as "debt" as soon as it is spent. White reflected on leadership lessons from past executives, emphasizing the importance of understanding one's own strengths and weaknesses and seeking complementary help from people or AI.