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Sashidhar Jagdishan

MD, Chief Executive Officer & Director, HDFC Bank

Search every verified Sashidhar Jagdishan interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Sashidhar Jagdishan, Managing Director and CEO of HDFC Bank, discussed the bank's Q2FY27 results in an October 2026 interview with CNBC-TV18, his last quarterly call before stepping down. He said the impact on margins was higher that quarter, attributing it to a high non-retail composition on both the liability and asset sides, as well as the full impact of prior quarters' asset push and a small impact from mobilization. He noted that a large part of the bank's balance sheet is linked to variable benchmarks, suggesting that with an upward rate trajectory, transmission on the asset side could be faster, though full effects would take several quarters due to asset mix changes. Addressing recent senior management changes, including the early retirement of Deputy Managing Director Kaizad Bharucha and the retirement of CFO Ashini, Jagdishan said the institution has been driven more by processes than individual personalities, and that the depth of management is large enough to maintain continuity and ethos. He stated that incoming CEO Anup Bagchi will lead a team of able leaders who have been with the institution for a long time. Bagchi, in the same interview, said much of the cleanup is behind the bank but some more work remains, and that the entire team is committed to the institution.

Recent appearances

  • HDFC Bank Delivers In-Line Q2FY27 Results; Margins Contract | HDFC Bank Q2 Results

    October 17, 2026 · 📺 CNBC-TV18

    #2QWithCNBCTV18 | HDFC Bank Delivers In-Line Q2FY27 Results; Margins Contract Sashidhar Jagdishan, MD & CEO, HDFC Bank To @CNBCTV18News -The impact on margins is higher this quarter -Large part of balance sheet linked to variable benchmark Anup Bagchi, CEO-Designate, HDFC Bank -Much of the cleanup is behind us, but some more work needs to be done  -The entire team is committed to the institution #hdfcbank #hdfcbankresults #q2fy27 #q2results #hdfcbankearnings #hdfcbankshares #hdfcbankstock #bankingsector #indianbanks #privatebanks #bankresults #quarterlyresults #quarterlyearnings #netprof…

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  • HDFC Bank CEO LIVE | HDFC Bank's 32nd AGM LIVE | HDFC Bank Annual General Meeting 2026 LIVE

    August 05, 2026 · 📺 NDTV Profit

    HDFC Bank's 32nd Annual General Meeting (AGM) is set to take place today, with investors closely watching for key updates from the management amid a crucial phase for India's largest private sector lender. The meeting assumes added significance after former Non-Executive Chairman Atanu Chakraborty stepped down, citing "ethical concerns." It also comes as HDFC Bank is yet to formally begin the process of selecting its next Chief Executive Officer. Managing Director & CEO Sashidhar Jagdishan's current term is due to end in less than three months. Under Reserve Bank of India (RBI) guidelines, t…

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  • HDFC Bank Q1 FY27 Earnings Conference Call | Concall.in

    July 19, 2026 · 📺 Concall

    Listen to the HDFC Bank Q1 FY27 Earnings Conference Call to hear key management insights, financial performance highlights, and strategic outlook for the quarter. Explore transcripts, summaries, and analysis of thousands of listed companies on - https://www.concall.in 📊 Stay updated with company earnings, financial results, and management commentary — all in one place. 🔔 Subscribe to our channel for more quarterly earnings calls and corporate updates from Indian listed companies.

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  • CEO Term Extension Process Underway, Board To Decide Soon: HDFC Bank

    July 18, 2026 · 📺 CNBC-TV18

    #1QWithCNBCTV18 | HDFC Bank Q1FY27 Below Estimate Sashidhar Jagdishan, MD & CEO @HDFC_BANK to @CNBCTV18News on his re-appointment Matter of extension of CEO’s term pending before the board There are three streams of FCNRB deposits that we are targeting #HDFCBank #CEO #CEOTerm #Leadership #Banking #IndianBanking #BusinessNews #MarketNews #Finance #IndiaMarkets #RBI #BankStocks #CorporateNews #LeadershipUpdate #HDFCBankResults #FinancialSector #cnbctv18 🔴CNBC TV18 LIVE TV: https://youtube.com/live/P857H4ej-MQ SUBSCRIBE to our Channel: https://bit.ly/3nvEcxf -----------------------------------…

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  • HDFC Bank Q1FY27 Below Estimate, Net Interest Margin At Record Low

    July 18, 2026 · 📺 CNBC-TV18

    HDFC Bank's asset quality saw marginal pressure during the June quarter with both Gross and Net NPA seeing a minor increase both in percentage and absolute terms on a sequential basis. Most of the other parameters were also slightly below expectations, while provisions have risen from the March quarter. The lender's margins were at record lows. #HDFCBank #Q1Results #Q1FY27 #Earnings #NetInterestMargin #NIM #Banking #IndianBanking #QuarterlyResults #FinancialResults #BusinessNews #MarketNews #IndiaMarkets #BankStocks #StockMarket #cnbctv18 🔴CNBC TV18 LIVE TV: https://youtube.com/live/P857H4ej…

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  • LIVE: HDFC Bank Q1 Results FY27 | HDFC Bank Earnings, Press Conference & Management Commentary

    July 18, 2026 · 📺 NDTV Profit

    HDFC Bank, India's largest private sector lender, reports its Q1 FY27 financial results today. Watch our LIVE coverage as we bring ...

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  • HDFC Bank Ltd Q4 FY2025-26 Earnings Conference Call

    April 19, 2026 · 📺 AlphaStreet India

    Listen to 900+ live earnings calls with real-time transcript at AlphaStreet Intelligence https://app.asai.alphastreet.io/test-... Events Calendar https://app.asai.alphastreet.io/test-... Earnings Analysis https://app.asai.alphastreet.io/test-... Live/On-demand Earnings Transcripts https://app.asai.alphastreet.io/test-... Company Filings https://app.asai.alphastreet.io/test-...

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  • LIVE: HDFC Bank Announces Q4 Results | HDCF Banks FY 26 Q4 Earnings LIVE

    April 18, 2026 · 📺 NDTV Profit

    Watch LIVE: HDFC Bank Announces Q4 Results | HDCF Banks FY 26 Q4 Earnings LIVE #q4earnings #q4results #hdfcbank For more videos subscribe to our channel:    / @ndtvprofitindia   Visit NDTV Profit for more news: https://www.ndtvprofit.com/ Don't enter the stock market unaware. Read all Research Reports here: https://www.ndtvprofit.com/research-r... Follow NDTV Profit here Twitter:   / ndtvprofitindia   ,   / ndtvprofit   LinkedIn:   / ndtvprofit   Instagram:   / ndtvprofit   Facebook:   / ndtvprofit  

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  • HDFC Bank Ltd Q4 FY2025-26 Concall

    April 18, 2026 · 📺 ConCall India

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  • Not Yet Made A Recommendation To RBI On Chairman: HDFC Bank To CNBC-TV18

    April 18, 2026 · 📺 CNBC-TV18

    #4QWithCNBCTV18 | HDFC Bank Q4 Profit In-Line; NII Misses Estimates Sashidhar Jagdishan, MD & CEO of HDFC Bank tells @CNBCTV18News' @_ritusingh Bank has not yet made a recommendation to RBI on Chairman; We are rooting for Mr. Keki Mistry Will need to conclude more processes and deliberate more before we can send names. #hdfcbank #q4results #bankingstocks #earnings #stockmarketindia #marketnews #financialresults #bankingsector #investingindia #sharemarket #stockanalysis #niftybank #indianeconomy #financeindia

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  • HDFC Bank Q4 FY26 Earnings Conference Call | Concall.in

    April 18, 2026 · 📺 Concall

    Listen to the HDFC Bank Q4 FY26 Earnings Conference Call to hear key management insights, financial performance highlights, and strategic outlook for the quarter. Explore transcripts, summaries, and analysis of thousands of listed companies on - https://www.concall.in 📊 Stay updated with company earnings, financial results, and management commentary — all in one place. 🔔 Subscribe to our channel for more quarterly earnings calls and corporate updates from Indian listed companies.

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  • HDFC Bank Chairman Atanu Chakraborty Resigns | RBI Clears Bank, Keki Mistry Steps In

    March 23, 2026 · 📺 CNBC-TV18

    The Day's Biggest Corporate Story Atanu Chakraborty resigns as HDFC Bank Part-Time Chairman, cites 'Incongruence With Personal Values & Ethics' RBI Says 'No Material Concerns On Conduct Or Governance At The Bank' Fmr HDFC CEO Keki Mistry steps in as the bank's Interim Part-Time Chairman #hdfcbank #atanuchakraborty #resignation #leadershipexit #hdfcbanksharesfall #kekimistry #sasidharjagdishan #hdfcbankfallout #cnbctv18live 🔴CNBC TV18 LIVE TV: https://youtube.com/live/P857H4ej-MQ SUBSCRIBE to our Channel: https://bit.ly/3nvEcxf ------------------------------------------------------------…

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Verified interview transcripts

Notable quotes

“On the aspect of margins, yes, the impact may be slightly higher this quarter. That's because of the full impact of the previous year's previous quarters, the asset push in terms of the non-retail composition being high both on the liability side on the asset side. I think that sort of has gone through in this quarter, in addition to the impact of the small impact on account of the mobilization as well. But as we mov”

“The good part is of course you know Kaizar and Ashini and others have been stalwarts for sure, but this institution has been driven more by processes and not by an individual personality. So I think the depth in management is so large that the continuity and the ethos of the institution will be intact as well. So Ano comes in and he will lead a team of able leaders who have been with the institution for a long time b”

“The merger has resulted in structural changes in our balance sheet primarily in the CASA ratios and our NIMs. As we continue our progress on incremental deposit market share and with a stepped up focus on consumption side of the economy, we are confident of improving these metrics of CASA and NIM also in a few quarters.”

“The bank's profit after tax grew by 10.9% to rupees 74,671 crores. Advances also grew by 12.1% compared to previous year's growth of 5.4%. Deposits increased by 14.4% which was faster than the system growth rate of 11.5%.”

“The regulator, my primary regulator the Reserve Bank of India, has been extremely supportive; they approved the interim chairman Keki Mistry within a few hours and followed up with a statement saying they are comfortable with the institution. This gives a lot of comfort to us as management, the board, and the world at large.”

“This came as a big surprise not just to me but to the entire board when we had an unscheduled meeting on March 18th. We requested him to share his concerns from the letter, but he had none to share and refused to remove the lines giving a wrong signal. However, he retracted his statement in media interviews yesterday, saying there's no wrongdoing in the bank and his resignation is routine.”

Other executives at HDFC Bank

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