İş Bankası Genel Müdürü Hakan Aran A Para'nın Sorularını Yanıtlıyor | A Para

First, I would like to talk about the details of this collaboration. Of course, you transferred 80% of the shares of Bayındır Health Group to the Acıbadem Group. I would like to get the details about this first. As you know, for a long time, since the 1990s, since 1999, Bayındır Hospitals were a subsidiary of İş Bankası, and beyond serving all our employees and retirees, we had hospitals in Ankara and Istanbul that also served our citizens. By transferring 80% of its shares to the Acıbadem Group, we also transferred the health services within it to the Acıbadem Group. From now on, the name of Bayındır Hospitals will be Acıbadem Bayındır Hospital, and our citizens who received services from Bayındır Hospitals will start receiving services at Acıbadem Bayındır Hospital with Acıbadem service quality. We were already an institution that covered the health expenses of our employees and retirees. In this context, our employees and retirees will continue to have their health expenses covered when they go to these hospitals, which 50% of them were already visiting. Therefore, when you look at it, the coming together of Turkey's largest health institution and Turkey's largest private bank in the health sector will open a new area in Turkey regarding future investments, new hospital investments, hospital modernization, and the financing of all equipment used in hospitals. That is what we expect.

As you know, before the July meeting, I had said I expected 350 basis points, but after I expressed my expectation, the withholding tax decision came. Therefore, since the Central Bank makes its decision by looking at the data, there is a one-month period until September 11. In that one month, in the coming month, both by seeing the August inflation results and by foreseeing additional decisions similar to the withholding tax that would affect the economy, it will make its decision. Therefore, the decisions in between definitely affect that decision. What I can clearly say about the Central Bank is that it does what it sees by looking at the data. But if today's data remains the same, if our current forecasts do not deteriorate, I see a 300 basis point reduction as possible on September 11. Therefore, I expect a policy rate of 40% in September. We expect inflation to fall to 29% by the end of the year, and after the September meeting, the Central Bank will lower the rate it had brought to 40% to 35% in the remaining 2 meetings, this time with 250 basis points each. As a sector, we actually have such an expectation. We are making our plans and calculations for this year accordingly.