Timothy Oliver on financial inclusion
From Tech Talks Business Features Tim Oliver, CEO of NCR Atleos · · Georgia Tech Scheller College of Business
“About 20% of the US population can't get a bank account and 25% can't get credit. Many people still consume cash, especially in cash-dominant economies globally. We see 85% of the US population making a cash deposit to an ATM every month, showing cash remains relevant.”
On , Timothy Oliver, Chief Executive Officer, President & Director at NCR ATLEOS CORP, spoke about financial inclusion during Tech Talks Business Features Tim Oliver, CEO of NCR Atleos on Georgia Tech Scheller College of Business.
About Timothy Oliver
Tim Oliver, CEO of NCR Atleos, discussed the company's operations and strategy in a March 2025 interview. He stated that NCR Atleos manages approximately 600,000 ATMs globally, serving banks, neo banks, and retailers. Oliver described an anticipated "bank outsourcing wave," arguing that banks are moving toward concierge-style branches and prefer to outsource cash management. He identified the company's biggest opportunity as convincing banks to outsource their entire ATM fleet management, claiming NCR Atleos can guarantee better uptime and cost efficiency. Oliver also addressed technology trends, saying that AI at ATMs will include avatars that interface with customers and that humans can step in when needed. He noted that NCR Atleos acquired a crypto company to enable Bitcoin transactions at its machines, but described cryptocurrency as "mostly a speculative investment vehicle" and expressed belief that a US-based central bank digital currency is "inevitable." On safety, Oliver stated that as more cash transactions occur outside bank branches, the company is asking the government to increase protections for machines in non-bank locations.