CEO & Co-Founder, Chime
Search every verified Chris Britt interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Chris Britt, CEO and co-founder of Chime, announced the launch of Chime Invest, a new feature allowing members to buy stocks or ETFs. Britt described the feature as addressing "the divide in America" and stated that "getting a piece of ownership in the country and long-term success of our economy is critical for the health of the nation and member base." He contrasted Chime's approach with other investment apps, saying that while those apps are "awesome and huge success," they "tend to be separate from one's primary bank account" and "focus on driving trading activity." Britt argued that Chime's integration with a user's primary deposit account is a key differentiator, emphasizing that "the most important thing about investing is not timing the market but having time in the market." Regarding Chime's stock performance, Britt acknowledged that the company has been "public for about a year" and that while he is "not happy about the stock price," he is "happy with the performance our team has delivered." He noted that Chime has reported "four quarters straight continuing to grow topline" and predicted that "as we continue to execute... the weight and the success and results we will deliver will come through and show in the performance."
“I think it demonstrates the divide in America we are trying to address. We think of course getting a piece of ownership in the country and long-term success of our economy is critical for the health of the nation and member base.”
“The key differentiation is integrated into where your deposit comes and the most important thing about investing is not timing the market but having time in the market. The best way is an app integrated with where your payroll comes into. Other apps are awesome and huge success and a lot of respect for them, they tend...”
“We're not a bank. Yeah. We're a fintech a technology company that sort of sits above that. Creates the experience and um designs the products and services in partnership with our banks. Um, but we've been really effective in getting people to use Chime as their primary bank account. So, our average customer does over 5...”
“We're seeing a nice mix of both non-discretionary and discretionary spend that's been up. We've seen savings account balances that are also up year-over-year. So overall, despite the macro volatility and geopolitical uncertainty, we see a very healthy consumer. We haven't seen any uptick in unemployment claims or or an...”
“From February to March we saw spending on fuel up double digit percentage month over month. So obviously the consumer is feeling a little bit of pressure in that area but overall the consumer is still strong and generally remains you know close to full employment here.”
“We're one of the first major tech companies to come out with our own like pretty concrete AI policy to protect um creative people. People have to say that they're actually using AI in their projects or their products. And if they're not, they're taken off the site. And so, we're doing our best to protect creatives, but...”
“We've been huge supporters of of Trump accounts. Obviously, compounding interest is like the eighth wonder of the world, and the sooner you can get someone invested in the growth of our country, the better off we all are. I've been a supporter of Invest America and been on the CEO council uh with Brad Gersonner for you...”
“We completed the conversion of our core processing and ledgering system onto our own in-house tech stack top to bottom, and that's really unleashed not only lowered costs but also a whole set of new products and services that drove $2.2 billion of topline revenue, growing over 30%.”
“It's absolutely not an issue. We open up FDIC-insured checking accounts in partnership with our bank partners and for every new Chime member we collect the full social security number and comply with the Patriot Act and all KYC requirements.”
“AI is basically giving all of your employees like an Iron Man suit — just giving us all superpowers.”
“Everyone starts a task by thinking, how could I make this happen faster with AI — we're seeing much faster output of product development and improvements across recruiting and other functions.”
“We now have 70% of interactions from our members handled by our voice-powered AI bot.”
“Not only are we substantially reducing the cost to serve, but we've doubled satisfaction scores on the interaction because the systems can anticipate what you're calling about and get access to data even faster than the best trained customer service agent.”
“Going forward the opportunity is to use this deep data advantage we have — we run our tech stack at scale with close to 9 million actives — to build a partner in your phone that helps give you advice on how to manage your money, a co-pilot for your finances.”
“We went public on June 12th — we're creating a generational company and there's a generational shift happening in banking; incumbent banks have been focused on the highest-income segment while a huge middle segment doesn't get served too well.”
Chime CEO Chris Britt announces Chime Invest, the company's new investment feature allowing members to buy stocks or ETFs, ...
Chime is launching new accounts that offer cash-back and benefits as it steps up its challenge to traditional banks. Chime CEO Chris Britt discusses the company’s plans and the state of the US consumer with Tim Stenovec on “Bloomberg Tech.” -------- Like this video? Subscribe to Bloomberg Technology on YouTube: / @bloombergtechnology Watch the latest full episodes of "Bloomberg Technology" with Caroline Hyde and Ed Ludlow here: • "Bloomberg Tech" With Caroline Hyde and Ed... Get the latest in tech from Silicon Valley and around the world here: https://www.bloomberg.com/t…
Chime issued guidance that topped analyst expectations, driven by rising user growth and strong demand for its digital banking products. Chime CEO Chris Britt joins Caroline Hyde and Ed Ludlow on “Bloomberg Tech.” -------- Like this video? Subscribe to Bloomberg Technology on YouTube: / @bloombergtechnology Watch the latest full episodes of "Bloomberg Technology" with Caroline Hyde and Ed Ludlow here: • Bloomberg Technology With Caroline Hyde an... Get the latest in tech from Silicon Valley and around the world here: https://www.bloomberg.com/technology Connect with us…
Chime Financial, Inc CHYM Q3 2025 Earnings Call --------- In this video, we'll cover the latest quarterly earnings results, key ...
Chris Britt knows how to build a company that withstands headwinds and seizes rare opportunities. As co-founder and CEO of ...
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