Dale Gibbons

Vice Chairman & Chief Financial Officer, WESTERN ALLIANCE BANCORP

Search every verified Dale Gibbons interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. In a September 2023 interview, Dale Gibbons stated that Western Alliance Bancorp is "very strong" and attributed the bank's initial involvement in the regional banking crisis to its subsidiary Bridge Bank being a direct competitor to Silicon Valley Bank (SVB). He said the bank has since "educated our depositors and the street" about its differences from SVB, noting that its tech exposure was only 13 percent. Gibbons described the banks that failed as "monoline institutions" and said Western Alliance is "doubling down" on diversification. Gibbons said he "welcomes more regulation," describing the issues at SVB as a "management failure" that regulators should have addressed earlier. He argued that "capital doesn't replace incompetence" and that both are needed. He also stated that without revisions to deposit insurance mechanisms, regional banks will face challenges, potentially leading to a "barbell banking industry" with very large and very small institutions but little in between. Gibbons noted that regional banks have been growing faster than large banks due to faster decision-making and that they have been more responsive to rising interest rates.