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David Zalman

Senior Chairman & Chief Executive Officer, Prosperity Bancshares

Search every verified David Zalman interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. David Zalman, senior chairman and CEO of Prosperity Bancshares, discussed the bank's performance and outlook in several media appearances in 2024. In September, he stated that the bank had increased loans by about 12% for the year, though he attributed part of that growth to an acquisition. He said that rising interest rates had made borrowers more cautious, and he expected loan growth to be stronger in the second half of 2024 than the first half. In November, Zalman reflected on the bank's growth from about $40 million in assets and 10-15 employees to a $40 billion bank with about 4,000 people, describing his legacy as wanting to be known for working hard, being competitive, and helping people. In earlier appearances, Zalman commented on broader banking and economic issues. In 2023, he characterized the stress on some banks as a "confidence issue" rather than a credit issue, and he advocated for temporary measures to address short-selling and deposit outflows. In 2020, he described the oil price war and the coronavirus pandemic as a "double whammy" for the bank, but noted that many of the bank's oil and gas customers were hedged. In 2018, he argued that mortgage rates of 5% or 6% would not kill the housing market, calling such rates a "normalization" after historically low levels.

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