John Hairston

President, Chief Executive Officer & Director, Hancock Whitney

Search every verified John Hairston interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. During Hancock Whitney's second quarter 2026 earnings call, John Hairston discussed the company's commercial lending growth and its impact on net interest income. He noted that promotional deposit pricing offerings, including a money market account at 3.75% for existing customers and 4% for new customers, along with a promotional CD in Orlando, were successful in the second half of the quarter. Hairston stated that net interest income is expected to continue growing in the second half of the year, though possibly at a slower pace than in the second quarter, and that deposit costs and cost of funds are anticipated to increase. Hairston also addressed a recent acquisition, describing it as a "clean transaction" that received quick regulatory approval. He said the company plans to fully realize cost savings from the deal by the end of the fourth quarter, allowing the new year to begin with those savings fully reflected.