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John Fisker

Chief Executive Officer, Ringkjøbing Landbobank

Search every verified John Fisker interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. John Fisker, CEO of Ringkjøbing Landbobank, presented the bank's 2023 annual report, noting that the year was marked by war, interest rate increases, and an economic slowdown. He stated that the bank's customers adapted well, maintaining high credit quality in the lending portfolio. Fisker reported a net profit of DKK 2,155 million, a 22% return on equity, and growth in lending and deposits of 5% and 8% respectively. He attributed the strong results to the bank's strategy, which he said focuses on customer service, high competence, and personal advisors. Fisker also discussed the bank's sustainability efforts, stating that in 2023 it set targets for reducing CO2 emissions from its lending and investment portfolios in line with the Paris Agreement. He noted that MSCI upgraded the bank's ESG rating from A to AA. Looking ahead to 2024, Fisker expressed concern about economic slowdown in Denmark and neighboring countries but said falling inflation makes a soft landing realistic. He forecast a net profit of between DKK 1.8 billion and DKK 2.2 billion for 2024.

Recent appearances

  • CEO John Fisker gennemgår Ringkjøbing Landbobanks årsrapport for 2023

    July 21, 2024 · 📺 Ringkjøbing Landbobank

    Krig, rentestigninger og en opbremsning i økonomien kom til at præge 2023. Bankens kunder har imidlertid tilpasset sig på fornemmeste vis, så kreditkvaliteten i bankens udlånsportefølje fortsat er høj. Væksten i banken kombineret med et højere renteniveau har således sikret et stærkt resultat på 2.155 mio. kroner efter skat, der sikrer, at vi fortsat kan hjælpe vores kunder og fortsætte væksten. Året 2023 i overskrifter • Resultatet efter skat udgør 2.155 mio. kroner, hvilket forrenter egenkapitalen med 22% • Indtjening pr. aktie - målt både på basisresultat og resultat efter skat - stiger me…

    Watch on YouTube ↗

  • CEO John Fisker goes through the annual report 2023 (in Danish with English subtitles)

    July 21, 2024 · 📺 Ringkjøbing Landbobank

    War, interest rate increases, and a slowdown of the economy were issues that marked 2023. However, the bank’s customers have adapted in the most distinguished way, so the credit quality in the lending portfolio remains high. The bank’s growth combined with a higher interest rate level has thus ensured a strong net result of DKK 2,155 million, which ensures that we can continue to help our customers and continue growth. 2023 – highlights • Net profit for the year is DKK 2,155 million, equivalent to a 22% return on equity • Earnings per share (EPS) - measured on core earnings and net profit for…

    Watch on YouTube ↗

The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →