Marlene Carl

“The situation we found in the blocked account space was a zero sum opportunity, right? You had three companies competing for one piece of pizza, three dogs, it's mine. No mine. Back off, it's mine. Both losing dogs leave hungry.”

— From Chapters Group AG - Capital Markets Day 2026 $CHG.DE, The Value Vault by Raj (July 15, 2026)

“50% of international students coming into Germany stay for longer than five years. 50% stay for longer than five years because they find love or work or both. Those are usually people that come to Germany to study and then find good jobs here and they have no prior relation in any financial services in Germany and they...”

— From Chapters Group AG - Capital Markets Day 2026 $CHG.DE, The Value Vault by Raj (July 15, 2026)

“this is what we expect in terms of star growth. So as Jan pointed out we are putting this into one platform and that means that organic EBITDA growth for that segment we are expecting to jump from roughly 14% to 40%.”

— From CHAPTERS Group CMD 2026 | Long-Term European Software Sourcing Allocation Strategy Outlined, i101 (July 15, 2026)

“the organic growth we can achieve is so fundamental important to our growth of earnings per share. Much more important than the entry multiple where we pay. If we can find great businesses with fantastic growth profiles, we can pay a higher multiple because that operates down very quickly.”

— From CHAPTERS Group CMD 2026 | Long-Term European Software Sourcing Allocation Strategy Outlined, i101 (July 15, 2026)

“we are a publicly company publicly traded holding company we are here our definition forever and we are usually buying from Founders who are handing over their lives work it's understandably super important to them that they hand it over to someone who wants to continue the business forever and who doesn't have to sell...”

— From 2025 02 04 CHAPTERS Group Roundtable, mwb research AG (February 04, 2025)

“whenever we think about doing an equity Rise we ask ourselves three questions the one is whether we have sufficient deal Pipeline with our platforms to actually deploy and whether that deal pipeline make the entire group better so if we acquire a new if we raise Equity to acquire a new company or to acquire new compani...”

— From 2025 02 04 CHAPTERS Group Roundtable, mwb research AG (February 04, 2025)