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Mark Mason

Chief Financial Officer, Citigroup

Search every verified Mark Mason interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. During Citigroup's third quarter 2025 earnings call, CFO Mark Mason reported net income of $3.8 billion and earnings per share of $1.86, with an ROCE of 8%. He stated that the company ended the quarter with a common equity tier 1 capital ratio of 13.2%, over 100 basis points above its regulatory requirement, and said the firm would target a standardized CET1 ratio closer to 12.8%, incorporating a 100 basis point management buffer. Mason also noted that nearly 180,000 colleagues in 83 countries have access to Citigroup's proprietary AI tools, which he said have been used almost 7 million times this year, creating around 100,000 hours of weekly capacity. Mason discussed the company's tokenized deposit services, describing them as a "killer app" for institutional clients and noting that Citigroup is linking its tokenized services to the 24/7 U.S. dollar clearing network. He said this allows transactions across 250 banks in 40-plus markets. Regarding stablecoins, Mason described them as "another option in the overall digital asset toolkit" but noted they have "more friction because of the on-off" process. He added that demand and adoption are increasing, but the gating factor is clients' treasury departments being ready for an always-on environment.

Recent appearances

Other executives at Citigroup

  • Jane Fraser, Chief Executive Officer & Chair of the Board
  • David Bailin, Former Chief Investment Officer & Global Head of Investments

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