President of Claims, Progressive
Search every verified John Murphy interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. John Murphy, President of Claims at Progressive, participated in a March 2025 leadership luncheon focused on church insurance availability. He stated that the reinsurance marketplace has become "very nervous" about churches and faith-based entities in the United States, citing large buildings and concerns about sexual abuse and molestation as contributing factors. Murphy noted that major church insurers such as Church Mutual, GuideOne, and Brotherhood Mutual are becoming more selective about which churches they insure, and he observed that premiums have been driven up significantly. Murphy discussed the creation of a self-insurance program by the Baptist General Convention of Texas (BGCT), describing it as "effectively a new insurance company" where churches pool their dollars to pay claims. He said the program aims to drive affordability and has applied for a nonprofit ruling from the IRS to avoid corporate income taxes. Murphy advised churches to maintain relationships with multiple agents and to ask about which markets those agents will approach.
“The reinsurance marketplace is not looking favorably at churches and the faith-based market in the United States. In addition to it, they're all nervous about sexual abuse and molestation.”
“The primary reason is because of what we call reinsurance, and this is a concept of every insurance carrier only retains only pays a certain amount of any claim.”
“The reinsurance marketplace has gotten very nervous about churches in America about faith-based entities and they would say it's because we have the largest buildings.”
“The bgct is creating effectively a new insurance company but it's a self-insurance program where churches can come together and they can pull their dollars to be able to pay out their claims.”
... guys uh this is John Murphy he is putting together with Bo haes at Texas Baptist the Texas Baptist insurance program um we've ...
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