Chairman, President and Chief Executive Officer, Regions Financial
Search every verified John Turner interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. On Regions Financial's Q2 2026 earnings call, John Turner reported earnings of $549 million, or $0.64 per share, and adjusted earnings of $583 million, or $0.68 per share. He stated that the company delivered adjusted pre-tax pre-provision income of $831 million and an adjusted return on tangible common equity of 20%. Turner said the company was "pleased with our performance," attributing it to "disciplined execution" and prior investments. Turner noted that credit performance improved, with lower net charge-offs and reductions in criticized and non-performing loans, and stated that "credit has largely normalized." Regarding deposits, he said interest-bearing deposit costs declined three basis points to 1.69%, and he expected costs to remain near current levels. On funding loan growth, Turner stated the company would not use "high cost promotional deposits" and would instead rely on other funding sources, adding that the business model "is not built around using high-cost deposits as a funding source."
“Earlier this morning, we reported earnings of $549 million, resulting in earnings per share of 64. On an adjusted basis, earnings were $583 million or 68 cents per share. We delivered adjusted pre-tax pre-provision income of $831 million and generated an adjusted return on tangible common equity of 20%.”
“We believe this transaction expands our capital markets platform, enhances our municipal finance expertise, and allows us to broaden the solutions we provide to the public sector and institutional clients.”
“Credit performance has continued to improve with lower net charge offs in the quarter and reductions across business criticized and non-performing loan categories reflecting further progress resolving previously identified portfolios of interest. Based on these trends, we believe credit has largely normalized and we re...”
“We're very proud of how we've defended our deposit base and our deposit costs. As expected, our interest bearing deposit costs declined three basis points to 1.69%. We had the benefit of about $5 billion of CD maturities this quarter. In the second quarter, we were able to pick up about 30 basis points on those. Going...”
“The biggest issue I have with OCI is you're marking one element of the entire balance sheet, you know, securities, you're not marking loans, you're not marking deposits or anything else, so you're not getting a very good understanding of what true tangible book value is in any rate scenario.”
“We have a strong balance sheet positioned to withstand an array of economic conditions. Business customers for the most part have adapted and are prospering in the new and operating environment. New loan commitments and pipelines remain strong and utilization rates continue to increase.”
“We have spent decades strengthening our capital position and risk management framework through an intense focus on risk adjusted returns, client selectivity, and robust concentration risk management. We have built a more balanced and diverse portfolio. Our strong capital and liquidity positions combined with extensive...”
“In light of this uncertainty, we are suspending our financial targets for this year along with our three-year targets previously announced in 2019. We remain committed to our strategic plan but acknowledge the need to remain flexible during this time of unprecedented and historic uncertainty.”
“We're interested in buying M&A but I would say today we're focusing on our plan. We don't think the economic conditions are right for us to anticipate bank and they frankly think our plant produces better alcohol. We have been active buying non-banks. We bought in advisory firms, we require that a low-income housing ta...”
“We will invest 625 million dollars in technology in 2019. By contrast JP Morgan Chase will invest over 11 billion. So we often get the question how do you keep up, how can you possibly have a scale to compete with party lights. We think we'll do, we'll talk about that.”
“our industry is changing a lot technology is impacting our business at an ever-increasing rate if I asked how many of you have written a check in the last six months I bet they're not very many people going to raise their hand so you know as we think about our business how do we continue to invest in technology and at...”
“we have a concept we call shared value which is this idea that business is only done well when all parties benefit our customers our shareholders our communities and our associates if we're in a transaction and one of those parties is negatively impacted in some way then it's not a good transaction it's not good busine...”
I will now turn the call over to Tom Spear to begin Thank you Chris Welcome to region second quarter 2026 earnings call John ...
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04/19/2024 Q&A: 11:10 Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advis…
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John Turner, President and CEO of Regions Financial Corporation, joined Regions in 2011 as president of the South Region, ...
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