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Michael Miebach

CEO & Director, Mastercard

Search every verified Michael Miebach interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Michael Miebach, CEO of Mastercard, discussed the company’s evolving role in digital payments and emerging technologies in several interviews over the past two months. He described stablecoins as an opportunity for value exchange, particularly for cross-border payments, while stating that they are not needed for everyday purchases like coffee, where existing card systems already work effectively. Miebach said Mastercard is agnostic about the underlying payment rail and has invested in account-to-account systems and blockchain technology since 2016, offering the same card-level protections for stablecoin transactions. He also addressed agentic commerce, saying AI agents would likely conduct transactions through existing card networks rather than building new payment systems, and noted that cybercrime is expected to reach $15.6 trillion by 2030, calling it an "arms race." Miebach also commented on broader economic and geopolitical topics during a Bloomberg appearance, including expectations that digital currencies will be part of the future financial ecosystem alongside card payments. He highlighted the benefits of instant cross-border money movement for businesses, citing unclear fees and delays in current correspondent banking. Additionally, he discussed Mastercard’s focus on upskilling employees to use AI tools, emphasizing human-centered AI applications to improve job performance rather than replace workers.

Recent appearances

  • Trump Rules Out Iran Attack Before Midterms, OpenAI Eyes $70B Revenue

    October 09, 2026 · 📺 Bloomberg Television

    Bloomberg has learned OpenAI is expecting to reach or exceed $70 billion in annualized revenue by the end of the year, driven largely by growth in its enterprise business. The S&P 500 is set to bounce back from two days of losses as oil prices fell and worries over the sustainability of the artificial-intelligence investment boom receded. President Donald Trump said in a social media post that the US would “not be attacking Iran” before November’s midterm elections, citing what he said were “productive discussions” with the Islamic Republic. Today's guests: Michael Miebach, Mastercard CEO;…

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  • AI bots may soon be spending your money: Mastercard CEO

    August 20, 2026 · 📺 Yahoo Finance

    Mastercard CEO: crypto replacing the dollar is "pie in the sky." Mastercard CEO Michael Miebach says the idea of crypto supplanting the dollar is "pie in the sky," and that the crypto companies are the ones coming to Mastercard, asking for co-branded cards. He expects agentic commerce to arrive the same way. Rather than AI agents building their own payment system, they get vetted and registered on the rails that already exist. "I don't think that's actually gonna come," he tells Brian Sozzi. Also: cyber crime he expects to reach $15.6 trillion by 2030, a domestic license in China, the new U…

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  • Mastercard's CEO Just Told Crypto Bulls the Truth...

    August 18, 2026 · 📺 The Motley Fool

    Full Interview: ‪@MotleyFoolConversations‬ Mastercard (MA) CEO Michael Miebach makes a claim most crypto commentary won't: you do not need a stablecoin to buy coffee. There's no problem to solve — cards already handle that. Where he does see opportunity is cross-border. Send $100 through correspondent banking and two intermediaries might take $5 each, leaving $90, with no transparency on whether it arrived. Stablecoins fix that. Mastercard's network already handles US dollars, other fiat, and stablecoins on the same rails, with the same card-level protections attached. ---------------------…

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  • Mastercard CEO: Stablecoins, AI Agents, and the Future of Payments

    August 13, 2026 · 📺 Motley Fool Conversations

    Mastercard CEO Michael Miebach joins The Motley Fool’s Tom Gardner following the company’s second-quarter earnings to explain how its global payments network is evolving. They discuss consumer spending, cross-border volume, the shift from cash to digital payments, Mastercard’s cybersecurity strategy, and how stablecoins fit into international payments. Miebach also breaks down Agent Pay and Agent Pay for Machines, including tokenization, trust, interoperability, and machine-to-machine micropayments. The conversation closes with Mastercard’s build-versus-buy approach, share repurchases and cap…

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  • Mastercard Q2 2026 Earnings Call | Net Revenue Jumps 14% to $9.3B on Payment Volumes

    August 02, 2026 · 📺 i101

    Mastercard Q2 2026 Earnings Conference Call. Twitter - https://x.com/i101yt If you find our work useful, please support us by purchasing a Super Thanks— it truly helps us a lot. #earningscall #StockMarketNews #conferenceCall Earnings Call | Earnings Conference Call | Earnings concall | concall | quarterly results | Stock News | Full Year results | Fiscal Year results | investment news | stock latest news | Annual Meeting of Shareholders | Annual Meeting of Unitholders | Special and Annual Meeting of Shareholders | AGM | Annual General Meeting If you want us to remove your company's earni…

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  • Mastercard Inc ($MA) Q2 2026 Earnings Call

    July 31, 2026 · 📺 Castify Earnings Call

    ... this time I would like to welcome everyone to the Mastercard Incorporated Q2 2026 earnings conference call all lines have been ...

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  • Live: Q2 2026 Mastercard Inc. Earnings Conference Call

    July 30, 2026 · 📺 Wealth,Finance & Investment Center

    ... this time I would like to welcome everyone to the Mastercard Incorporated Q2 2026 earnings conference call all lines have been ...

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  • Mastercard Q2 FY26 Earnings Call | $MA | 🔴 WATCH LIVE

    July 30, 2026 · 📺 Benzinga

    Mastercard Inc (MA) — Q2 FY26 Earnings Call Live coverage with Benzinga. Q2 FY26 Results EPS: $5.04 (est. $4.76) — inline Revenue: $9.28B (est. $9.07B) — inline Reported: 2026-07-30 Recent Quarters Q1 FY26 (2026-04-30): EPS $4.60 vs est $4.41 · Rev $8.40B vs est $8.26B Q4 FY25 (2026-01-29): EPS $4.76 vs est $4.22 · Rev $8.81B vs est $8.76B Q3 FY25 (2025-10-30): EPS $4.38 vs est $4.31 · Rev $8.60B vs est $8.52B Q2 FY25 (2025-07-31): EPS $4.15 vs est $4.03 · Rev $8.13B vs est $7.99B About Mastercard Inc Mastercard is the second-largest payment processor in the world, having processed close t…

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  • Mastercard Inc ($MA) Q4 2024 Earnings Call

    July 26, 2026 · 📺 Castify Earnings Call

    ... to welcome everyone to the Mastercard Incorporated Q4 and full year 2024 earnings conference call All lines have been placed ...

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  • MasterCard CEO Commends Tinubu's Economic Reforms, Says 'We see Nigeria Grows '

    June 23, 2026 · 📺 TVC News Nigeria

    #breakingnews #tinubu #bolaahmedtinubu #kashimshettima #abuja #TVCNews #TVC #News #NaijaNews #NaijaGist #Entertainment #NewsUpdate #BreakingNews #NewsInNigeria #TrendingGists #latestnews #todaynews #BreakingNews #TrendingVideo #YouTubeRewind #Trending #Viral #Music #EntertainmentNews #ClimateChange #BusinessNews #SportsNews #AfricaNews #NigerianYouth #NigerianSports #NigeriaEconomy #NigeriaNews Join this channel to get access to Exclusive Trending News Content:    / @tvcnewsnigeria   Don't forget to subscribe: https://bit.ly/35V0PCJ Watch more interesting videos: https://bit.ly/3xOHq2f F…

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  • Mastercard CEO: We are here for the journey

    May 16, 2026 · 📺 CGTN

    Michael Miebach, the CEO of global payment giant Mastercard, told CGTN's Tian Wei that it's interesting to see, through the ups and downs of the global economy, how resilient China's growth has been. Mastercard is keen on taking part in China's development. "We are here for the journey," Miebach said. #TrumpInChina #ChinaUS #XiTrumpMeeting 00:00 - Introduction: a long term partner with China 00:14 - The vision of high-level opening up really coming through 05:50 - China driving consumption and its international connectivity 07:01 - Innovation is the key word here. Co-creation is needed 09…

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  • Mastercard Inc ($MA) Q4 2025 Earnings Call

    May 05, 2026 · 📺 Castify Earnings Call

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Verified interview transcripts

Notable quotes

“Fundamentally, digital currencies is another way to move value, exchange value. We expect the financial ecosystem of the future to consist of card payments, stable coins, you name it. It is there. It is real. From a network perspective, we're a large financial network. Obviously we'll offer that. We'll offer that to our banking partners. We got together with a set of other companies to create OSUD to basically create”

“So, those transactions would today happen through a card and in this case they would still happen through a card. Uh but you delegate all the complex stuff to an agent to do for you, but it's still going through the card network.”

“If you were to say that cyber crime is a country, it would be so what's expected is that cyber crime will add up to 15.6 trillion by 2030. If you rank order that by countries, GDP would be the third largest country in the world. So, it's big. It's an arms race.”

“So, those transactions would today happen through a card and in this case they would still happen through a card. But you delegate all the complex stuff to an agent to do for you, but it's still going through the card network.”

“So, fundamentally, let's just zoom out a little bit. If you were to say that cyber crime is a country, what's expected is that cyber crime will add up to 15.6 trillion by 2030. If you rank order that by countries, GDP would be the third largest country in the world. So, it's big. It's an arms race.”

“Stablecoin is an opportunity. It is another way to exchange value. We've always been of the view as a large payment network, as a cybersecurity company, as an insights company, as a data company, whatever term you pick that for value exchange, cards is a really big part of the answer, but it's certainly not the answer for all types of payments.”

Other executives at Mastercard

The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →