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The moment you start being US-centric, you start losing the big picture. KFC is a powerhouse globally. A powerhouse. And when you go visit it in South Africa, it's exciting. When you see it in…
The most interesting realization for us is you can go too far down that path. You can get excited about digital and AI and making everything seamless and frictionless. We've seen all these concepts…
It is a positive IBIDA business today. It is generating free cash flow positive and we see this business generating $60 million in IBIDA in 2028. So it's an accretive business that we see. But really…
We're pleased to announce a new $500 million share repurchase program this quarter. This follows the completion of our previous $500 million share program last year and brings a total commitment to…
For the next three years, we expect robust momentum in revenue growing at a 20% kgar from 2025 to 2028 with adjusted IBIDA tripling from 2025 to reach $1.5 billion in 2028 and for adjusted free cash…
We delivered a strong finish for the year in the fourth quarter characterized by productled demand-driven growth. Our ondemand GMV increased 21% year-over-year or 20% on a constant currency basis…
I think the most uh valuable thing for the industry is some credit in the liquidity rules associated with your secured lending capacity at um uh at places where you know the liquidity is going to be…
I grew up in the cradle of distance runners and I had Nike posters of Steve Prefontaine on my wall growing up. So the the view here is like there's no finish line, right? Uh we we just have a we have…
The reason we avoided it is because we couldn't figure out what total leverage was in these structures between the you know portfolio companies and the back leverage and the nav lending and the…
We have less than 100 million of funded exposure to data centers. what we definitely have been on the more skeptical end uh of the spectrum on that front. Uh you know that we talk internally about…
At fifth third, we believe great banks distinguish themselves based on how they perform in uncertain environments, not in benign ones. We prioritize stability, profitability, and growth in that order.
I think when you pay with your own money that is very very well aligned with optimizing what is good for the user whereas if in a pure advertising based model your incentives are clearly to maximize…
I think the thing that keeps me up at night is not surprising, what AI truly means in the limit. I'm pretty sure that media habits are going to change because of AI. And so I don't think it's an…
When we created our strategy we bet on three things and they were all basically counter positions to Apple deliberately. One was premium. We believe that Apple would if they even did a product free…
We surveyed our users through a third party anonymously... We asked the question like how do you feel about the time you spent using Spotify... But then we also asked the opposite question. How much…
There is a promise for generative AI to be the most addictive algorithm you have ever heard of because now we can understand you so deeply. There is potential for darkness over there. But what we're…
We stand apart from incumbents with a single AI system that connects every aspect of the business and from upstarts with the depth and breadth of proprietary data that feeds it. So, we believe we're…
We have been AI native since day one. Relative to new upstarts, that 10 years in market gives us a real data edge. Thousands of AB tests, 10 million driving trips, millions of customer interactions…
We have already announced the 2026 renewal of our synthetic agent agreement with another $200 million of capital available to fund growth investment in 2026. At each renewal, we evaluate all…
The synthetic agent program has worked precisely as intended when we launched it nearly two years ago and has enabled us to drive growth acceleration in a capital-like manner. In 2023, we deployed…
In short, our Q2 financial results were exemplary across the board. We remain very much on track with our ambitious goals for positive IBITA by the end of next year loss ratio tracking to target…
I view the market as exuberant. You know, it's and I've seen this before. You know, of course, exuberance can go on a long time and and it's not bad. sometimes you know earnings are up 15 20% this…
I like the earned income tax credit, which today as it stands, if you're a single parent making $14,000, the government gives you seven at the end of the year in a check. You know, some people are…
I think economic allies are critical. We have a lot of them. We have a huge common interest. We have a common value system. We have a common interest. We should protect each other. So, you talk about…
Those tectonic plates, they're still shifting. They're still moving. They're still the most important thing that's taking place in the world. They dwarf the short-term economy, and that's the war in…
We now have over 1,200 I think 1500 users that now have open AI enterprise accounts that's integrated with our Snowflake data lake. And what that allows us to do now is to start really across the…
Our top priority really is to continue to be that advocate of value for our customers. Our guidance implies that we're going to continue to navigate the additional costs that flow through to the P&L…
As we look to 2026, we expect to open 100 new stores compared to 90 this year. This increase reflects our continued confidence in the strength of our new store economics and the long-term growth…
We remain incredibly bullish and confident in our direct sales initiative. It's off to an excellent start. Right on top of the expectations that we set at the beginning of the year in terms of roll…
The Tractor Supply team delivered a strong third quarter in line with our expectations driven by ongoing share gains in our consumable, usable, and edible businesses, agile execution through an…