Brad Garlinghouse

CEO, Ripple

Search every verified Brad Garlinghouse interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Brad Garlinghouse, CEO of Ripple, has been active in media appearances discussing the company's legal history, regulatory developments, and industry growth. In a podcast recorded at the University of Kansas, Garlinghouse recounted that the SEC's 2020 lawsuit against Ripple nearly forced the company to close, describing the legal battle as a "parking ticket" that would have cost significant money. He stated that he met with SEC officials four times between 2017 and 2019 without a lawyer, and that no one suggested XRP might be a security, which he called "distasteful and maybe even unethical." Garlinghouse also discussed the "Peanut Butter Manifesto," a document he wrote at Yahoo advocating for focus over spreading resources thinly. Garlinghouse has been a vocal advocate for the CLARITY Act, which he said would provide regulatory certainty for the crypto industry. He criticized JPMorgan CEO Jamie Dimon for opposing the bill, calling Dimon's comments "negligence" and accusing him of trying to protect JPMorgan's profitable payments business. Garlinghouse noted that 90% of crypto trading occurs offshore and argued that clear U.S. rules would bring activity onshore. He predicted that the stablecoin market cap would reach $3 trillion by 2031, and expressed optimism about Ripple's acquisitions and its new AI developer toolkit for XRP.