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Lisa Cook

Governor, Federal Reserve Board of Governors

Search every verified Lisa Cook interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. Federal Reserve Governor Lisa Cook has focused recent public appearances on the intersection of artificial intelligence, financial inclusion, and small business economics. At a July 2026 panel on "Emerging Innovation, AI and Financial Inclusion," Cook stated that financial inclusion "connects directly to our dual mandate" and described AI as "central to my work at the Fed." She noted that the speed of AI adoption is "remarkable," citing a small business credit survey finding that nearly half of small employer firms reported using AI and 71% saw increased productivity. Cook also said she began holding roundtables with stakeholders in 2022, before ChatGPT appeared, because stakeholders "weren't talking to one another." In May 2026 remarks at the SIEPR Spring Policy Forum, Cook said inflation was "clearly moving in the wrong direction," estimating the PCE price index rose 3.8% over the 12 months ending in April, "well above our 2% target." She stated that she saw "elevated risks to both sides of our mandate" and believed "the right course of action is to hold rates steady," while adding she was "prepared to raise rates if the expected disinflation does not appear in a timely manner." Cook also warned that "AI-related job loss could precede job gains" and that the economy "could be approaching the most significant reorganization of work in generations." At the June 2026 State of Small Business Symposium, Cook highlighted that 99.9% of U.S. businesses have fewer than 500 employees and have accounted for 61% of net new job creation since 1995, emphasizing that achieving the dual mandate "will create the conditions where small businesses and all Americans can thrive."

Recent appearances

Verified interview transcripts

Notable quotes

“As a Fed governor, I care deeply about financial inclusion because it connects directly to our dual mandate. When people have access to affordable credit, saving tools, and sound financial advice, they can participate more fully in the economy.”

“As a regulator, one thing I walked in the door doing at the Fed in 2022, even before ChatGPT appeared, was holding roundtables across the country with all the stakeholders because I noticed that they weren't talking to one another. So to your point about collaboration, you can't understand what people really need, what communities really need unless you're talking to them and they're talking to each other.”

“As a Fed governor, I care deeply about financial inclusion because it connects directly to our dual mandate. When people have access to affordable credit, saving tools, and sound financial advice, they can participate more fully in the economy. The topic of AI and financial inclusion is central to my work at the Fed, as an FOMC member setting monetary policy, as chair of the financial stability committee, and as a me”

“After five years of above target inflation, I am particularly attuned to the risk that elevated inflation will become embedded in price- and wage-setting behavior. As such, I am prepared to raise rates if the expected disinflation does not appear in a timely manner.”

“I see elevated risks to both sides of our mandate. And from a risk-management perspective, I currently believe that the right course of action is to hold rates steady. However, I want to be clear about my risk assessment. The risks remain tilted toward higher inflation.”

“Inflation is clearly moving in the wrong direction. Based on the latest data, it is estimated that the (PCE) price index rose 3.8% over the 12 months ending in April. That reading is well above our 2% target.”

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