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Ramit Sethi

Author and Host, I Will Teach You To Be Rich; Host, How to Get Rich (Netflix), Ramit Sethi

Search every verified Ramit Sethi interview, podcast appearance, and on-the-record quote — each transcript cross-checked by AI and human review to confirm speaker identity. In an October 15, 2026 video, Ramit Sethi reacted to financial horror stories from social media, emphasizing that financial disasters often stem from small, overlooked decisions rather than a single major error. He discussed examples such as an individual who lost money after moving Bitcoin to the Celsius platform, which later went bankrupt, and a business owner who spent $7,000 on a coach. Sethi attributed such losses to a lack of regulatory safeguards in crypto and a gambling mentality, and he also criticized impulsivity in large purchases, such as buying a house without an inspection. He advised viewers to compare the small financial worries that consume their attention with the larger financial decisions they are avoiding, suggesting that focusing on the latter is more impactful.

Recent appearances

  • Money Expert Reacts to Financial Regrets

    October 15, 2026 · 📺 I Will Teach You To Be Rich

    📈 Building wealth isn’t about avoiding every mistake. It’s about having a plan that keeps you moving forward. Join Road to $100K to get a personalized roadmap to your first $100K invested: https://iwt.com/100k-yt A bad investment. An inheritance gone. Crypto wiped out. These financial horror stories all have one thing in common: people thought they were making the right decision. In this video, I break down what went wrong and how to avoid making the same costly mistakes yourself. THIS VIDEO IS BROUGHT TO YOU BY ➡️ DeleteMe | If you want to get your personal information removed from the web,…

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  • "We Spend 139% of our Income and still fund our adult kids"

    August 11, 2026 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adult children and continue stepping in whenever one of them needs money, housing support, childcare, repairs, or help managing another crisis. Mary handles nearly all of their finances and feels overwhelmed almost every day. Harry’s income is inconsistent, and about a year ago, he revealed that he had accumulated $43,000 in credit card debt without telling her. Mary initially feared he was about to…

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  • "We're bicoastal with two houses and drowning in fixed costs"

    August 04, 2026 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich speaks with Nicole and Drew, 39 and 40, who are expecting their first child in just two weeks. They split their time between Southern California and Maui, where they each own a home. Nicole bought her house after Drew made it clear that continuing to stay with roommates was not an option. Today, they earn $296,700 a year, own $1.25 million in assets, and have a net worth of more than $500,000. But their two homes consume over 40% of their income, and once their numbers are corrected, their fixed costs rise to 85%. Despite their high income, they feel…

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  • “We’re sacrificing our retirement to pay for our kids’ college”

    July 21, 2026 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich talks to Mia and Jake, a couple in their late 30s and early 40s in a blended family with three children. Mia wrote in because she’s afraid paying for their children’s college will cause resentment in their relationship. With no idea how much they are spending, why, or what they truly want their money to do for them, Ramit helps them uncover the root of their money woes. Will they finally get on the same page, create a financial system that works, and feel confident making money decisions together? In this episode we uncover: • How financial discussio…

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  • 7 Habits That Make You Feel Calm About Money

    July 09, 2026 · 📺 I Will Teach You To Be Rich

    🧘 Feeling calm about money doesn’t happen by accident. Join Money Coaching to build a personalized system that helps you spend confidently, invest automatically, and finally feel in control: https://iwt.com/moneycoaching-yt Making more money doesn’t automatically make you feel better about money. In this video, I break down the 7 habits that help people spend confidently, automate their finances, and stop stressing about money every day. THIS VIDEO IS BROUGHT TO YOU BY ➡️ Facet | As of the date of this recording, Facet is waiving their enrollment fee for new annual members, and for my audien…

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  • Why Americans Earning $500K a Year Still Feel Broke

    May 06, 2026 · 📺 Prof G Markets

    Ed Elson brings on Ramit Sethi and Ben Carlson to dig into a striking Goldman Sachs finding: 40% of households earning over $500K say they're living paycheck to paycheck. They debate what the stat reveals about American financial anxiety and lifestyle inflation, why housing is the real crisis, and what it actually takes to feel financially secure. Ramit Sethi is the Host of Netflix’s “How to Get Rich,” bestselling author, and host of the Money For Couples podcast. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth and author of the forthcoming book, “Risk & Rewar…

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  • Fresh Take: Ramit Sethi, "Money for Couples"

    April 17, 2026 · 📺 What Fresh Hell Podcast

    How do we start a conversation about finances with our partners, especially when each of our households of origin might have thought about money quite differently? Ramit Sethi, host of Netflix’s hit show, How to Get Rich, and author of MONEY FOR COUPLES, offers practical tips for productively discussing money with your partner. Ramit and Margaret discuss: • Why money conversations are so hard • The four money types: Avoider, Optimizer, Worrier, or Dreamer • How the messages we heard (or didn’t hear) abo…

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  • "I’m 35, in debt, and spend everything I make"

    March 17, 2026 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despite earning almost $200,000 annually, they've been entangled in debt since their wedding three years ago. They consistently make plans to conquer their financial woes but never follow through. Their debt has soared to over $750,000, and their fixed costs devour 98% of their take-home pay, leaving them with zero savings. Lina attributes their financial struggles to unexpected events, like her pregnancy, which led to her cutting back on work and an…

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  • You Can Stop Feeling Broke in 30 Days. Here’s How

    February 26, 2026 · 📺 I Will Teach You To Be Rich

    💸 Tired of feeling broke no matter how much you earn? Join Money Coaching and build a simple system to take control of your finances in just 48 hours with step-by-step help and personal guidance: https://iwt.com/moneycoaching-yt Most people think feeling broke is just about not earning enough…but the truth is, it runs much deeper. In this video, you’ll learn how to stop feeling anxious about money, get clarity on your spending, and finally build confidence in your financial decisions. A proven 30-day plan to take back control of your money and your life. THIS VIDEO IS BROUGHT TO YOU BY ➡️ Fa…

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  • "We have $2M. Why can’t we enjoy life now?"

    February 24, 2026 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich talks to Chris and Heather, a couple aged 41 and 39 respectively, who, despite earning over $450,000 annually and boasting a $2.18 million net worth, feel like they're living paycheck to paycheck. Heather, an accomplished healthcare professional, worries that despite their income, they aren't organizing their finances effectively, leading to a feeling of scarcity. Chris, who works for the State of California, focuses on long-term retirement planning but avoids making crucial decisions, leading to "analysis paralysis." Their differing views on spendi…

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  • “I spent $5K behind his back. It changed everything.”

    November 25, 2025 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich talks to Alex (34) and Jackie (33), who have been married for 11 years and are raising four young kids while navigating a financial dynamic that’s been strained for nearly as long. Alex is meticulous and cautious — he’s tracked every expense since 2016 — while Jackie follows her instincts and believes God will provide. But when she secretly enrolled in a $5,000 coaching program and later pushed for a $16,000 photography course, Alex’s trust shattered. Now he feels like he’s carrying the entire financial load, while Jackie feels discouraged and untrust…

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  • "I wish I never combined finances with him"

    November 11, 2025 · 📺 I Will Teach You To Be Rich

    Ramit Sethi of I Will Teach You To Be Rich talks to Imani (52) and Michael (65), who have been married for 24 years and are drowning in nearly $126,000 of consumer debt despite earning over $250,000 a year. Imani, a disciplined attorney who tracks every dollar, feels trapped by Michael’s unchecked spending on electronics and his laid-back approach to money. She dreams of travel, freedom, and a life that finally feels generous, while he insists everything’s fine as long as the bills get paid. With resentment growing and Imani nearing her breaking point, Ramit challenges them to face the tru…

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Verified interview transcripts

Notable quotes

“Sometimes people make bad decisions and then you got to pay the price. There's a lot of impulsivity with people. You know, 'Oh, I want to buy Skittles. I buy 10 bags of Skittles.' All right. You got a stomach ache for a couple of days, whatever. But the crazy thing is people seem to be similarly impulsive around purchases that cost hundreds of thousands of dollars. Like literally they go, 'Remember back in 2021 or so”

“This is a tough story because you don't expect a place you store your crypto to go bankrupt. That's insane. One more reason that people who are involved in crypto do not understand the game being played around them. I mean, you are effectively walking into a system that does not have the same regulations as your normal Chase bank. I also think there is a bit of a gambling mentality going on here. The idea that, 'Hey,”

“These boundaries are the things that allow you to retire. It's not just about saying no to your kids. It's actually about saying yes to your life. What is going to happen if nothing changes? Destitute, homeless, we will end up with nothing.”

“Fixed costs are at 139%. Unacceptable. We are spending more than we make. It is a grave danger. That is the ball game. That's it. Nothing else matters right there. That is why you feel anxious about money. That is why you are running out of money. And considering that you have $3,000, do you know how long you can last? About a week. Two weeks. Two weeks. Yeah. And we have a little less than that now. Yeah. It is a gr”

“I'm anxious. I'm so anxious about having enough savings and retirement and the economy and not knowing where to put things and like what happens if the AI bubble bursts and all of a sudden everything's gone, you know?”

“We are supporting two households in two different states. It is eating into all of our ability to do anything else. I don't want to just exist in the two houses not doing anything. Housing costs are the biggest part of our, I guess, CSP. We both really love our various home bases for important reasons. I have family and community in Southern California, and that's really important to me, and Drew has family and commu”

The summary and quote tags on this profile are produced with AI assistance from verified, first-person interview transcripts, then checked by our team to confirm the speaker's identity and the accuracy of every quote. See how we verify →